Find the Best Savings Accounts

Use this table to shop for the best savings account rates. You'll find minimum balance requirements for opening savings accounts and the annual percentage rate (APY). When you compare savings accounts keep in mind that rates change frequently. Online savings accounts tend to offer higher interest rates than their brick and mortar competitors. Your savings will be FDIC-insured up to $250,000 per depositor.

Start Your Search: Change the deposit amount to see more Savings Rates

 


GoTalkMoney Finance Blog

  • Flagstar Direct November 5, 2009

    Flagstar Direct has one of the best certificate of deposit rates for 36 months. The bank is offering a 3-year CD with a 3% annual percentage yield (APY). Flagstar also has a 1-year CD with an APY of 2.01%. The details of the offer include:

    • Minimum opening deposit of $500
    • Interest is fixed for term of CD
    • Insured by Federal Deposit Insurance Corp. (FDIC)
    • more...

    • Webster Bank November 3, 2009

      Open a checking account at Webster Bank and receive a cash bonus of up to $100. The bank offer is for residents of New York, Massachusetts, Rhode Island, and Connecticut. Other details of the offer include:

      • Customer must complete one direct deposit, five Visa Check Card Signature purchases, or five online bill payments by Dec. 31, 2009
      • Customer cannot have had a Webster che more...

      • Nationwide Bank October 29, 2009

        Money market rates are averaging 1.22% for deposits under $10,000. However, Nationwide Bank is offering rates of 1.7% on all of its money market accounts as of Oct. 26. Nationwide money market accounts include:

        • Free online banking and online statements
        • Free first order of checks
        • Free ATM card
        • more...

        • Credit Card Offers 79.9% Interest Rate

          If you think you're paying a lot of interest on your credit card, it may not be as bad as one being offered by First Premier Bank. The Sioux Falls, S.D.-based bank  recently sent a mailing to a potential customer for a pre-approved credit card that offers 79.9% interest and a $300 limit, a more...

        • Citizens Bank October 23, 2009

          Open a new personal checking account at Citizens Bank and earn a cash bonus of up to $220. You have until Nov. 13 to take advantage of this bank deal. The amount of the cash bonus you receive is:

          • $50 when you set up direct deposit
          • $25 when you make five online bill payments
          • $25 when you make five debit or credit card purchases
          • Up to $120 a year when you more...

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