Compare Best 6-month CD Rates

Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.

GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 6-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.







Institution Term Rate APY Min. To Earn APY Details


  • 3 Mo.
    6 Mo.
    9 Mo.
  • 0.75%
    1.00%
    1.24%
  • 0.75%
    1.00%
    1.25%
  • $2,500
    $2,500
    $2,500
    • Discover Bank offers great rates, security & convenience.


  • 6 Mo.
    1 Yr.
    1.5 Yr.
  • 1.49%
    1.88%
    1.94%
  • 1.50%
    1.90%
    1.96%
  • $2,500
    $2,500
    $2,500
    • FDIC insured with no market risk. Open an account online or by phone!


TermRateAPYMin. To Earn APYDetails
6 month2.25%$1Deposits up to $25,000, additions allowed at any time - New local clients only - Main Office located in St Charles, IL
6 month1.91%$1,000Alerus Life CD - Alerus Life checking account with auto deposit or withdrawal required. Minimum deposit of $1,000. Automatic renewal after six months. Must be age 50 or better.
6 month1.84%1.85%$1,000Relationship CD - must maintain $1,000 monthly average balance, and monthly direct deposit
6 month1.62%1.63%$500
6 month1.60%1.62%$3,000
6 month1.59%1.60%$500
6 month1.60%$10,000
6 month1.59%1.60%$10,000
6 month1.54%1.55%$10,000Online account
6 month1.51%1.52%$10,000
6 month1.51%$1,000
6 month1.50%1.51%$2,500Giant Personal CD
6 month1.50%1.51%$1,000
6 month1.51%$5,000
6 month1.49%1.50%$5006 Month Special - checking and direct deposit required, limited to local New York market area
6 month1.49%1.50%$2,500High Yeild CD - FDIC insured with no market risk. Open an account online or by phone!
6 month1.50%$10,000
6 month1.45%1.46%$2,000iCD
6 month1.45%1.46%$1,000
6 month1.44%1.45%$1,000Custom Term CD - Branch Rate
6 month1.44%1.45%$1High-Yield CD
6 month1.39%1.40%$10,000
6 month1.39%1.40%$10,000
6 month1.30%1.31%$1,000
6 month1.30%$500
6 month1.29%1.30%$500
6 month1.30%1.30%$1,000Local funds only, contact retail offices in Ohio
6 month1.25%1.28%$5,000Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area
6 month1.25%1.26%$10,000eCD rates for online account only
6 month1.24%1.25%$1,000
6 month1.25%$10,000Must be opened online with new money to get this rate.
6 month1.25%$1,000Internet CD
6 month1.24%1.25%$1,500Yield Pledge CD
6 month1.25%$1
6 month1.19%1.20%$1,000
6 month1.19%1.20%$1,000Term 6 to 11 months
6 month1.20%$500
6 month1.15%1.16%$50,000
6 month1.14%1.15%$5,000Online Fixed Rate CD
6 month1.09%1.10%$500Regular CD - Limited to New York market area
6 month1.08%1.10%$500Limited to Jefferson County in New York
6 month1.05%1.05%$500
6 month1.04%1.05%$2,500
6 month1.05%1.05%$500APY's stated may vary between states due to market condition
6 month1.00%1.02%$5,000Regular CD - South Shore Massachusetts market area
6 month1.00%1.00%$1,000
6 month1.00%1.00%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location
6 month0.99%1.00%$250
6 month1.00%1.00%$2,500
6 month1.00%1.00%$10,000
6 month1.00%1.00%$100,000Jumbo CD 6 - 11 month term
6 month0.95%0.95%$10,000Personal Internet CD
6 month0.90%0.90%$25,0006 - 11 month term
6 month0.85%0.85%$2,500
6 month0.75%0.75%$500
6 month0.65%0.65%$1,000
6 month0.50%$10Online CD