Compare Best 6-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 6-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |

- 3 Mo.
6 Mo.
9 Mo. - 0.89%
1.18%
0.98% - 0.89%
1.19%
0.98% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 03/12/10
- See More Accounts
- FDIC insured

- 3 Mo.
6 Mo.
9 Mo. - 0.65%
0.90%
1.00% - 0.65%
0.90%
1.00% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 03/12/10
- See More Accounts
- FDIC insured

- 6 Mo.
1 Yr.
1.5 Yr. - 1.00%
1.55%
1.65% - 1.01%
1.56%
1.66% - $2,500
$2,500
$2,500 -
FDIC insured with no market risk. Open an account online or by phone!
-
- Rates as of 03/12/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Country Bank Rates as of Mar. 12th | 6 month | 1.74% | 1.75% | $1,000 | Relationship CD - must have checking account with Country Bank with $1,000 monthly average balance, and monthly direct deposit |
| Alerus Financial Rates as of Mar. 12th | 6 month | 1.56% | $1,000 | Alerus Life CD - Alerus Life checking account with auto deposit or withdrawal required. Minimum deposit of $1,000. Automatic renewal after six months. Must be age 50 or better. | |
| Country Bank Rates as of Mar. 12th | 6 month | 1.49% | 1.50% | $500 | |
| Community Bank of Pickens County Rates as of Mar. 12th | 6 month | 1.50% | $50,000 | Rate for balances over $50,000, account available to local Georgia market area, must open account in person | |
| Legacy Bank Rates as of Mar. 12th | 6 month | 1.40% | $10,000 | ||
| The Jacksonville Bank Rates as of Mar. 12th | 6 month | 1.39% | 1.40% | $1,000 | Rates and terms specific to accounts opened online |
| State Bank of India Rates as of Mar. 12th | 6 month | 1.36% | $5,000 | ||
| Golf Savings Bank Rates as of Mar. 12th | 6 month | 1.34% | 1.35% | $10,000 | Rate for balances up to $90,000 |
| New Dominion Bank Rates as of Mar. 12th | 6 month | 1.30% | 1.31% | $3,000 | Fixed Rate CD |
| Aurora Bank FSB Rates as of Mar. 12th | 6 month | 1.30% | 1.31% | $1,000 | Rates effective on balances up to $4,999 |
| The Palladian Private Bank Rates as of Mar. 12th | 6 month | 1.30% | 1.30% | $10,000 | |
| NOVA Bank Rates as of Mar. 12th | 6 month | 1.29% | 1.30% | $500 | Fixed Rate |
| Nexity Bank Rates as of Mar. 12th | 6 month | 1.30% | $1,000 | ||
| Excel National Bank Rates as of Mar. 12th | 6 month | 1.29% | 1.30% | $10,000 | Personal CD - APY for balances under 100K |
| Weymouth Bank Rates as of Mar. 12th | 6 month | 1.25% | 1.28% | $5,000 | Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area |
| Interstate Net Bank Rates as of Mar. 12th | 6 month | 1.25% | 1.26% | $1,000 | |
| AmTrust Direct Rates as of Mar. 12th | 6 month | 1.24% | 1.25% | $1,000 | |
| Community Bank of Pickens County Rates as of Mar. 12th | 6 month | 1.25% | $500 | Rate for balances under $50,000, account available to local Georgia market area, must open account in person | |
| Earthstar Bank Rates as of Mar. 12th | 6 month | 1.24% | 1.25% | $500 | New money only |
| Presidential Bank Rates as of Mar. 12th | 6 month | 1.25% | $1,000 | 182 day term, Internet CD | |
| Doral Bank Direct Rates as of Mar. 12th | 6 month | 1.24% | 1.25% | $1,000 | |
| Hudson City Rates as of Mar. 12th | 6 month | 1.25% | 1.25% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| OneWest Bank Rates as of Mar. 12th | 6 month | 1.24% | 1.25% | $1,000 | Branch and Call Center CD Rates |
| Hillcrest Bank Rates as of Mar. 12th | 6 month | 1.19% | 1.20% | $1,000 | |
| Geauga Savings Bank Rates as of Mar. 12th | 6 month | 1.20% | 1.20% | $1,000 | Local funds only, contact retail offices in Ohio |
| Ally Bank Rates as of Mar. 12th | 6 month | 1.18% | 1.19% | $1 | High-Yield CD |
| Goldwater Bank Rates as of Mar. 12th | 6 month | 1.15% | 1.16% | $50,000 | |
| OneWest Bank Rates as of Mar. 12th | 6 month | 1.14% | 1.15% | $5,000 | Online CD |
| Sterling Bank Rates as of Mar. 12th | 6 month | 1.14% | 1.15% | $500 | CD - 182 days (www.sterlingnj.com) |
| FirstFedDirect, A Division of First Federal Bank Rates as of Mar. 12th | 6 month | 1.15% | $10,000 | ||
| Ascencia Bank Rates as of Mar. 12th | 6 month | 1.10% | 1.11% | $500 | |
| Giantbank Rates as of Mar. 12th | 6 month | 1.10% | 1.11% | $2,500 | Giant Personal CD |
| EverBank Rates as of Mar. 12th | 6 month | 1.09% | 1.10% | $1,500 | Yield Pledge CD |
| Watertown Savings Bank Rates as of Mar. 12th | 6 month | 1.08% | 1.10% | $500 | Limited to Jefferson County in New York |
| Nationwide Bank Rates as of Mar. 12th | 6 month | 1.05% | $500 | ||
| Transportation Alliance Bank Rates as of Mar. 12th | 6 month | 1.04% | 1.05% | $1,000 | |
| Ultima Bank Rates as of Mar. 12th | 6 month | 1.05% | 1.05% | $1,000 | |
| AIG Bank Rates as of Mar. 12th | 6 month | 1.00% | 1.01% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| First Dakota National Bank Rates as of Mar. 12th | 6 month | 1.00% | 1.00% | $1,000 | |
| Atlantic Coast Bank Rates as of Mar. 12th | 6 month | 1.00% | 1.00% | $1,000 | iCertificate of Deposit |
| Third Federal S&L Rates as of Mar. 12th | 6 month | 1.00% | $500 | ||
| Bank of Internet Rates as of Mar. 12th | 6 month | 0.99% | 1.00% | $1,000 | Term 6 to 11 months |
| H&R Block Bank Rates as of Mar. 12th | 6 month | 1.00% | 1.00% | $250 | |
| TriState Capital Bank Rates as of Mar. 12th | 6 month | 1.00% | 1.00% | $100,000 | Jumbo CD 6 - 11 month term |
| ING Direct Rates as of Mar. 12th | 6 month | 0.90% | $1 | Orange CD | |
| TriState Capital Bank Rates as of Mar. 12th | 6 month | 0.90% | 0.90% | $25,000 | 6 - 11 month term |
| Acacia Federal Savings Bank Rates as of Mar. 12th | 6 month | 0.90% | 0.90% | $500 | Rates effective 03/15/2010 |
| Discover Bank Rates as of Mar. 12th | 6 month | 0.90% | 0.90% | $2,500 | |
| Tompkins Trust Company Rates as of Mar. 12th | 6 month | 0.85% | $1,000 | 6 - 8 month CD, limited to local New York market area | |
| Intervest National Bank Rates as of Mar. 12th | 6 month | 0.85% | 0.85% | $2,500 | |
| Sterling Bank and Trust Rates as of Mar. 12th | 6 month | 0.80% | $500 | eCD - APY's may vary by state | |
| Virtual Bank Rates as of Mar. 12th | 6 month | 0.80% | 0.80% | $10,000 | eCD rates for online account only |
| Amegy Bank of Texas Rates as of Mar. 12th | 6 month | 0.80% | 0.80% | $10,000 | Personal Internet CD - open online |
| Weymouth Bank Rates as of Mar. 12th | 6 month | 0.75% | 0.76% | $5,000 | Regular CD - South Shore Massachusetts market area |
| American Bank Rates as of Mar. 12th | 6 month | 0.75% | 0.75% | $1,000 | Located in TX, Fixed Rate-Money Market CD with limited check writing privileges. |
| First Internet Bank Rates as of Mar. 12th | 6 month | 0.75% | 0.75% | $1,000 | |
| Tennessee Commerce Bank Rates as of Mar. 12th | 6 month | 0.75% | 0.75% | $2,500 | |
| Fulton Bank Rates as of Mar. 12th | 6 month | 0.75% | 0.75% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| E-Loan Rates as of Mar. 12th | 6 month | 0.75% | 0.75% | $10,000 | |
| Pacific Mercantile Bank Rates as of Mar. 12th | 6 month | 0.66% | 0.66% | $10,000 | |
| Silvergate Bank Rates as of Mar. 12th | 6 month | 0.65% | 0.65% | $2,500 | Rate for balances up to $99,999 |
| Astoria Federal Savings Bank Rates as of Mar. 12th | 6 month | 0.60% | 0.60% | $500 | |
| FultDirect.com Rates as of Mar. 12th | 6 month | 0.60% | 0.60% | $10,000 | |
| Washington Federal Bank for Savings Rates as of Mar. 12th | 6 month | 0.50% | 0.50% | $1,000 | |
| HSBC Direct Rates as of Mar. 12th | 6 month | 0.40% | $10 | Online only |


