Compare Best 5-year CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 5-year CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 4 Yr.
5 Yr.
7 Yr. - 2.71%
3.30%
3.39% - 2.75%
3.35%
3.45% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 11/06/09
- See More Accounts
- FDIC insured
- 3 Yr.
5 Yr. - 2.52%
3.05% - 2.55%
3.10% - $2,500
$2,500 -
FDIC insured with no market risk. Open an account online or by phone!
-
- Rates as of 11/06/09
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Acacia Federal Savings Bank Online Rates as of Nov. 6th | 5 year | 3.44% | 3.50% | $500 | Internet Only |
| OneWest Bank Rates as of Nov. 6th | 5 year | 3.34% | 3.40% | $1,000 | Custom Term CD - Branch Rate |
| State Bank of India Rates as of Nov. 6th | 5 year | 3.39% | $5,000 | 5 years and above | |
| DimeDirect.com Rates as of Nov. 6th | 5 year | 3.35% | $500 | ||
| Discover Bank Rates as of Nov. 6th | 5 year | 3.30% | 3.35% | $2,500 | |
| First Internet Bank Rates as of Nov. 6th | 5 year | 3.25% | 3.30% | $1,000 | |
| Intervest National Bank Rates as of Nov. 6th | 5 year | 3.22% | 3.27% | $2,500 | |
| La Jolla Bank Rates as of Nov. 6th | 5 year | 3.20% | 3.25% | $10,000 | Online account |
| Astoria Federal Savings Bank Rates as of Nov. 6th | 5 year | 3.20% | 3.25% | $500 | |
| Acacia Federal Savings Bank Rates as of Nov. 6th | 5 year | 3.20% | 3.25% | $500 | |
| OneWest Bank Rates as of Nov. 6th | 5 year | 3.20% | 3.25% | $5,000 | Online Fixed Rate CD |
| Nationwide Bank Rates as of Nov. 6th | 5 year | 3.20% | $100,000 | ||
| Nationwide Bank Rates as of Nov. 6th | 5 year | 3.15% | $500 | ||
| AIG Bank Rates as of Nov. 6th | 5 year | 3.05% | 3.10% | $2,500 | High Yeild CD - FDIC insured with no market risk. Open an account online or by phone! |
| Ally Bank Rates as of Nov. 6th | 5 year | 3.05% | 3.10% | $1 | High-Yield CD |
| Interstate Net Bank Rates as of Nov. 6th | 5 year | 3.00% | 3.05% | $1,000 | |
| Broadway Federal (CA) Rates as of Nov. 6th | 5 year | 3.00% | 3.05% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Centennial Bank Rates as of Nov. 6th | 5 year | 3.00% | 3.04% | $10,000 | from CentennialBank.com |
| Imperial Capital Bank Rates as of Nov. 6th | 5 year | 2.97% | 3.01% | $2,000 | iCD |
| iGOBanking Rates as of Nov. 6th | 5 year | 2.96% | 3.00% | $1,000 | |
| Third Federal S&L Rates as of Nov. 6th | 5 year | 3.00% | $500 | ||
| JPMorgan Chase Rates as of Nov. 6th | 5 year | 3.00% | $10,000 | Chase CD Special - qualifying Chase personal checking accout required, rate may vary by location | |
| Citibank Rates as of Nov. 6th | 5 year | 2.96% | 3.00% | $500 | Rate applys only to accounts opened online. To receive the premium rate, you must have a linked checking account in the Citigold Account Package, and the checking account must be your primary account. |
| EverBank Rates as of Nov. 6th | 5 year | 2.92% | 2.96% | $1,500 | Yield Pledge CD |
| Heritage Bank Rates as of Nov. 6th | 5 year | 2.90% | 2.93% | $5,000 | Located in Arizona |
| Virtual Bank Rates as of Nov. 6th | 5 year | 2.85% | 2.89% | $10,000 | eCD rates for online account only |
| Bank of Internet Rates as of Nov. 6th | 5 year | 2.81% | 2.85% | $1,000 | |
| Ultima Bank Rates as of Nov. 6th | 5 year | 2.75% | 2.77% | $1,000 | |
| Goldwater Bank Rates as of Nov. 6th | 5 year | 2.72% | 2.75% | $50,000 | |
| First Trade Union Bank Rates as of Nov. 6th | 5 year | 2.72% | 2.75% | $500 | |
| Kaiser Federal Bank Rates as of Nov. 6th | 5 year | 2.71% | 2.75% | $1,000 | |
| PNC Bank Rates as of Nov. 6th | 5 year | 2.72% | 2.75% | $10,000 | 60 Month Callable CD only - Promotional Rate, rate may vary by location |
| Salem Five Bank Rates as of Nov. 6th | 5 year | 2.72% | 2.75% | $10,000 | 60 Month Relationship CD - Gold Star Checking Account Required |
| Salem Five Bank Rates as of Nov. 6th | 5 year | 2.72% | 2.75% | $25,000 | 5 Year Callable CD - 12 Month Rate Guarantee |
| Tennessee Commerce Bank Rates as of Nov. 6th | 5 year | 2.67% | 2.70% | $2,500 | |
| Emigrant Direct Rates as of Nov. 6th | 5 year | 2.50% | $1,000 | MyWay CD Internet Special - 5 year term to 10 year term available | |
| Capital One Direct Banking Rates as of Nov. 6th | 5 year | 2.37% | 2.40% | $100,000 | Jumbo CD |
| Valley Community Bank (IL) Rates as of Nov. 6th | 5 year | 2.38% | 2.40% | $1,000 | |
| Capital One Direct Banking Rates as of Nov. 6th | 5 year | 2.37% | 2.40% | $5,000 | Non-jumbo CD |
| Transportation Alliance Bank Rates as of Nov. 6th | 5 year | 2.37% | 2.40% | $1,000 | |
| Silvergate Bank Rates as of Nov. 6th | 5 year | 2.30% | 2.32% | $2,500 | |
| MetLife Bank Rates as of Nov. 6th | 5 year | 2.25% | $25,000 | ||
| Pacific Mercantile Bank Rates as of Nov. 6th | 5 year | 2.12% | 2.14% | $10,000 | |
| Zions Bank Rates as of Nov. 6th | 5 year | 2.10% | 2.12% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| Weymouth Bank Rates as of Nov. 6th | 5 year | 2.00% | 2.05% | $1,000 | Regular CD - South Shore Massachusetts market area |
| MetLife Bank Rates as of Nov. 6th | 5 year | 2.00% | $15,000 | ||
| OnBank Rates as of Nov. 6th | 5 year | 1.95% | $500 | ||
| Waterfield Bank Rates as of Nov. 6th | 5 year | 1.88% | 1.90% | $100,000 | |
| Advanta Bank Corp Rates as of Nov. 6th | 5 year | 1.83% | 1.85% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| Waterfield Bank Rates as of Nov. 6th | 5 year | 1.74% | 1.75% | $25,000 | |
| 1st Source Bank Rates as of Nov. 6th | 5 year | 1.70% | $500 | Online Banking | |
| Waterfield Bank Rates as of Nov. 6th | 5 year | 1.49% | 1.50% | $1,000 | |
| E*Trade Bank Rates as of Nov. 6th | 5 year | 1.09% | 1.10% | $1,000 | Fixed-Rate CD |
