Compare Best 5-year CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 5-year CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 4 Yr.
5 Yr.
7 Yr. - 2.52%
3.05%
3.34% - 2.55%
3.10%
3.40% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
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- Rates as of 03/14/10
- See More Accounts
- FDIC insured
- 3 Yr.
5 Yr. - 2.38%
3.00% - 2.41%
3.05% - $2,500
$2,500 -
FDIC insured with no market risk. Open an account online or by phone!
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- Rates as of 03/14/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Patriot Bank Rates as of Mar. 12th | 5 year | 3.50% | $1,000 | 60 month Step-Up CD, $100,000 maximum. | |
| Bank United Rates as of Mar. 12th | 5 year | 3.44% | 3.50% | $5,000 | CD Special |
| Hudson City Rates as of Mar. 12th | 5 year | 3.30% | 3.40% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| EverBank Rates as of Mar. 12th | 5 year | 3.30% | 3.36% | $1,500 | Yield Pledge CD |
| Acacia Federal Savings Bank Online Rates as of Mar. 12th | 5 year | 3.25% | 3.30% | $500 | Internet Only |
| DimeDirect.com Rates as of Mar. 12th | 5 year | 3.25% | $500 | ||
| State Bank of India Rates as of Mar. 12th | 5 year | 3.24% | $5,000 | 5 years and above | |
| Acacia Federal Savings Bank Rates as of Mar. 12th | 5 year | 3.10% | 3.15% | $500 | Rates effective 03/15/2010 |
| OneWest Bank Rates as of Mar. 12th | 5 year | 3.05% | 3.10% | $5,000 | Online Fixed Rate CD |
| Nationwide Bank Rates as of Mar. 12th | 5 year | 3.10% | $100,000 | ||
| OneWest Bank Rates as of Mar. 12th | 5 year | 3.05% | 3.10% | $1,000 | Branch and Call Center CD Rates |
| Discover Bank Rates as of Mar. 12th | 5 year | 3.05% | 3.10% | $2,500 | |
| Ally Bank Rates as of Mar. 12th | 5 year | 3.04% | 3.09% | $1 | High-Yield CD |
| Broadway Federal (CA) Rates as of Mar. 12th | 5 year | 3.00% | 3.05% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| iGOBanking Rates as of Mar. 12th | 5 year | 3.00% | 3.05% | $1,000 | |
| AIG Bank Rates as of Mar. 12th | 5 year | 3.00% | 3.05% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| Nationwide Bank Rates as of Mar. 12th | 5 year | 3.05% | $500 | ||
| Ouachita Independent Bank Rates as of Mar. 12th | 5 year | 2.97% | 3.01% | $1,000 | CD Special |
| Astoria Federal Savings Bank Rates as of Mar. 12th | 5 year | 2.96% | 3.00% | $500 | |
| Intervest National Bank Rates as of Mar. 12th | 5 year | 2.96% | 3.00% | $2,500 | |
| JPMorgan Chase Rates as of Mar. 12th | 5 year | 2.96% | 3.00% | $10,000 | Chase CD Special - qualifying Chase personal checking accout required, rate may vary by location |
| PNC Bank Rates as of Mar. 12th | 5 year | 2.96% | 3.00% | $10,000 | 60 Month Callable CD only - Promotional Rate, rate based on New York market area, rate may vary by location |
| Third Federal S&L Rates as of Mar. 12th | 5 year | 3.00% | $500 | ||
| Golf Savings Bank Rates as of Mar. 12th | 5 year | 2.96% | 3.00% | $10,000 | Rate for balances up to $90,000 |
| First Internet Bank Rates as of Mar. 12th | 5 year | 2.91% | 2.95% | $1,000 | |
| Aurora Bank FSB Rates as of Mar. 12th | 5 year | 2.87% | 2.91% | $1,000 | Rates effective on balances up to $4,999 |
| The Jacksonville Bank Rates as of Mar. 12th | 5 year | 2.86% | 2.90% | $1,000 | Rates and terms specific to accounts opened online |
| American Bank Online Rates as of Mar. 12th | 5 year | 2.86% | 2.90% | $500 | |
| Tennessee Commerce Bank Rates as of Mar. 12th | 5 year | 2.86% | 2.90% | $2,500 | |
| Silvergate Bank Rates as of Mar. 12th | 5 year | 2.85% | 2.89% | $2,500 | Rate for balances up to $99,999 |
| Equity Bank Rates as of Mar. 12th | 5 year | 2.84% | 2.87% | $1,000 | |
| Goldwater Bank Rates as of Mar. 12th | 5 year | 2.85% | 2.87% | $50,000 | |
| NOVA Bank Rates as of Mar. 12th | 5 year | 2.81% | 2.85% | $500 | Fixed Rate |
| Bank of Internet Rates as of Mar. 12th | 5 year | 2.81% | 2.85% | $1,000 | |
| Heritage Bank Rates as of Mar. 12th | 5 year | 2.79% | 2.82% | $5,000 | Located in Arizona |
| Valley Community Bank (IL) Rates as of Mar. 12th | 5 year | 2.77% | 2.80% | $1,000 | |
| Colorado Federal Savings Bank Rates as of Mar. 12th | 5 year | 2.76% | 2.80% | $5,000 | Online CD |
| Interstate Net Bank Rates as of Mar. 12th | 5 year | 2.75% | 2.79% | $1,000 | |
| Centennial Bank Rates as of Mar. 12th | 5 year | 2.75% | 2.78% | $10,000 | from CentennialBank.com |
| Wedbush Bank Rates as of Mar. 12th | 5 year | 2.75% | 2.78% | $2,500 | 60 month term and longer. $24,999 maximum deposit. |
| Kaiser Federal Bank Rates as of Mar. 12th | 5 year | 2.71% | 2.75% | $1,000 | |
| Salem Five Bank Rates as of Mar. 12th | 5 year | 2.72% | 2.75% | $10,000 | 60 Month Relationship CD - Gold Star Checking Account Required |
| Hillcrest Bank Rates as of Mar. 12th | 5 year | 2.75% | 2.75% | $1,000 | |
| Capital One Direct Banking Rates as of Mar. 12th | 5 year | 2.71% | 2.75% | $5,000 | Non-jumbo CD |
| Salem Five Bank Rates as of Mar. 12th | 5 year | 2.72% | 2.75% | $25,000 | 5 Year Callable CD - 12 Month Rate Guarantee |
| Capital One Direct Banking Rates as of Mar. 12th | 5 year | 2.71% | 2.75% | $100,000 | Jumbo CD |
| Ultima Bank Rates as of Mar. 12th | 5 year | 2.65% | 2.67% | $1,000 | |
| Sterling Bank Rates as of Mar. 12th | 5 year | 2.57% | 2.60% | $500 | Standard 5 Yr CD (www.sterlingnj.com) |
| Virtual Bank Rates as of Mar. 12th | 5 year | 2.50% | 2.53% | $10,000 | eCD rates for online account only |
| Allied First Bank Rates as of Mar. 12th | 5 year | 2.47% | 2.50% | $500 | |
| First Trade Union Bank Rates as of Mar. 12th | 5 year | 2.48% | 2.50% | $500 | |
| Citibank Rates as of Mar. 12th | 5 year | 2.47% | 2.50% | $500 | Rate applies only to accounts opened online. To receive the premium rate, you must have a linked checking account in the Citigold Account Package, and the checking account must be your primary account. |
| E-Loan Rates as of Mar. 12th | 5 year | 2.47% | 2.50% | $10,000 | |
| Emigrant Direct Rates as of Mar. 12th | 5 year | 2.50% | $1,000 | MyWay CD Internet Special - 5 year term to 10 year term available | |
| Transportation Alliance Bank Rates as of Mar. 12th | 5 year | 2.37% | 2.40% | $1,000 | |
| Zions Bank Rates as of Mar. 12th | 5 year | 2.20% | 2.22% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| Greystone Bank Rates as of Mar. 12th | 5 year | 1.99% | $50,000 | ||
| OnBank Rates as of Mar. 12th | 5 year | 1.95% | $500 | ||
| Weymouth Bank Rates as of Mar. 12th | 5 year | 1.88% | 1.92% | $1,000 | Regular CD - South Shore Massachusetts market area |
| MetLife Bank Rates as of Mar. 12th | 5 year | 1.90% | $25,000 | ||
| Advanta Bank Corp Rates as of Mar. 12th | 5 year | 1.83% | 1.85% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| Pacific Mercantile Bank Rates as of Mar. 12th | 5 year | 1.77% | 1.79% | $10,000 | |
| MetLife Bank Rates as of Mar. 12th | 5 year | 1.75% | $15,000 | ||
| Ascencia Bank Rates as of Mar. 12th | 5 year | 1.69% | 1.70% | $500 | |
| 1st Source Bank Rates as of Mar. 12th | 5 year | 1.45% | $500 | Online Banking | |
| Beal Bank Rates as of Mar. 12th | 5 year | 1.26% | 1.26% | $1,000 | Must be opened online to get this rate. |
| E*Trade Bank Rates as of Mar. 12th | 5 year | 1.09% | 1.10% | $1,000 | Fixed-Rate CD |
