Compare Best 4-year CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 4-year CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 3 Yr.
4 Yr.
5 Yr. - 2.41%
2.65%
3.04% - 2.44%
2.69%
3.09% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 03/11/10
- See More Accounts
- FDIC insured
- 3 Yr.
4 Yr.
5 Yr. - 2.37%
2.52%
3.05% - 2.40%
2.55%
3.10% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 03/11/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Bank United Rates as of Mar. 11th | 4 year | 3.20% | 3.25% | $5,000 | CD Special |
| Hudson City Rates as of Mar. 11th | 4 year | 3.06% | 3.15% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| Acacia Federal Savings Bank Online Rates as of Mar. 11th | 4 year | 2.96% | 3.00% | $500 | |
| OneWest Bank Rates as of Mar. 11th | 4 year | 2.86% | 2.90% | $5,000 | Online CD |
| OneWest Bank Rates as of Mar. 11th | 4 year | 2.86% | 2.90% | $1,000 | Branch and Call Center CD Rates |
| Acacia Federal Savings Bank Rates as of Mar. 11th | 4 year | 2.81% | 2.85% | $500 | Rates effective 03/08/2010 |
| Broadway Federal (CA) Rates as of Mar. 11th | 4 year | 2.75% | 2.79% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Third Federal S&L Rates as of Mar. 11th | 4 year | 2.75% | $500 | ||
| Nationwide Bank Rates as of Mar. 11th | 4 year | 2.75% | $100,000 | ||
| Bank of Internet Rates as of Mar. 11th | 4 year | 2.71% | 2.75% | $1,000 | Term 48 to 59 months |
| Nationwide Bank Rates as of Mar. 11th | 4 year | 2.70% | $500 | ||
| Ally Bank Rates as of Mar. 11th | 4 year | 2.65% | 2.69% | $1 | High-Yield CD |
| Golf Savings Bank Rates as of Mar. 11th | 4 year | 2.62% | 2.65% | $10,000 | Rate for balances up to $90,000 |
| Intervest National Bank Rates as of Mar. 11th | 4 year | 2.62% | 2.65% | $2,500 | |
| Tennessee Commerce Bank Rates as of Mar. 11th | 4 year | 2.62% | 2.65% | $2,500 | |
| American Bank Online Rates as of Mar. 11th | 4 year | 2.62% | 2.65% | $500 | |
| NOVA Bank Rates as of Mar. 11th | 4 year | 2.57% | 2.60% | $500 | Fixed Rate |
| Aurora Bank FSB Rates as of Mar. 11th | 4 year | 2.57% | 2.60% | $1,000 | Rates effective on balances up to $4,999 |
| Silvergate Bank Rates as of Mar. 11th | 4 year | 2.55% | 2.58% | $2,500 | Rate for balances up to $99,999 |
| First Banking Center Rates as of Mar. 11th | 4 year | 2.55% | 2.57% | $2,500 | Rate may only be available online |
| Discover Bank Rates as of Mar. 11th | 4 year | 2.52% | 2.55% | $2,500 | |
| Heritage Bank Rates as of Mar. 11th | 4 year | 2.51% | 2.53% | $5,000 | Located in Arizona |
| Wedbush Bank Rates as of Mar. 11th | 4 year | 2.50% | 2.53% | $2,500 | 48-59 month term. $24,999 maximum deposit. |
| Valley Community Bank (IL) Rates as of Mar. 11th | 4 year | 2.48% | 2.50% | $1,000 | |
| Capital One Direct Banking Rates as of Mar. 11th | 4 year | 2.47% | 2.50% | $5,000 | Non-jumbo CD |
| First Internet Bank Rates as of Mar. 11th | 4 year | 2.47% | 2.50% | $1,000 | |
| Astoria Federal Savings Bank Rates as of Mar. 11th | 4 year | 2.47% | 2.50% | $500 | |
| Capital One Direct Banking Rates as of Mar. 11th | 4 year | 2.47% | 2.50% | $100,000 | Jumbo CD |
| Centennial Bank Rates as of Mar. 11th | 4 year | 2.45% | 2.48% | $10,000 | from CentennialBank.com |
| EverBank Rates as of Mar. 11th | 4 year | 2.40% | 2.43% | $1,500 | Yield Pledge CD |
| Ultima Bank Rates as of Mar. 11th | 4 year | 2.40% | 2.41% | $1,000 | |
| Sterling Bank Rates as of Mar. 11th | 4 year | 2.37% | 2.40% | $500 | Standard 4 Yr CD (www.sterlingnj.com) |
| Geauga Savings Bank Rates as of Mar. 11th | 4 year | 2.40% | 2.40% | $1,000 | Local funds only, contact retail offices in Ohio |
| Virtual Bank Rates as of Mar. 11th | 4 year | 2.30% | 2.33% | $10,000 | eCD rates for online account only |
| Transportation Alliance Bank Rates as of Mar. 11th | 4 year | 2.18% | 2.20% | $1,000 | |
| Allied First Bank Rates as of Mar. 11th | 4 year | 2.03% | 2.05% | $500 | |
| E-Loan Rates as of Mar. 11th | 4 year | 2.03% | 2.05% | $10,000 | |
| HSBC Direct Rates as of Mar. 11th | 4 year | 2.00% | $10 | Online CD | |
| Zions Bank Rates as of Mar. 11th | 4 year | 1.90% | 1.91% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |
| MetLife Bank Rates as of Mar. 11th | 4 year | 1.90% | $25,000 | ||
| Weymouth Bank Rates as of Mar. 11th | 4 year | 1.75% | 1.79% | $1,000 | Regular CD - South Shore Massachusetts market area |
| Greystone Bank Rates as of Mar. 11th | 4 year | 1.76% | $50,000 | ||
| MetLife Bank Rates as of Mar. 11th | 4 year | 1.75% | $15,000 | ||
| Advanta Bank Corp Rates as of Mar. 11th | 4 year | 1.59% | 1.60% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500. |
| ING Direct Rates as of Mar. 11th | 4 year | 1.50% | $1 | Orange CD | |
| 1st Source Bank Rates as of Mar. 11th | 4 year | 1.45% | $500 | Online Banking |
