Compare Best 3-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 3-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 3 Mo.
6 Mo.
9 Mo. - 0.74%
1.13%
1.08% - 0.74%
1.14%
1.09% - $0
$0
$0 -
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- Rates as of 09/03/10
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- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Geauga Savings Bank Rates as of Sep. 3rd | 90 days | 0.95% | 0.95% | $1,000 | Local funds only, contact retail offices in Ohio |
| Goldwater Bank Rates as of Sep. 3rd | 90 days | 0.90% | 0.90% | $50,000 | |
| TotalBank Rates as of Sep. 3rd | 90 days | 0.85% | 0.85% | $1,000 | Total e-CD Online Only Special Rate - account limited to local Florida market area |
| Virtual Bank Rates as of Sep. 3rd | 90 days | 0.80% | 0.80% | $10,000 | eCD rates for online account only |
| The Palladian Private Bank Rates as of Sep. 3rd | 90 days | 0.80% | 0.80% | $10,000 | |
| Weymouth Bank Rates as of Sep. 2nd | 90 days | 0.75% | 0.76% | $5,000 | Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area |
| Rhinebeck Savings Bank Rates as of Sep. 3rd | 90 days | 0.75% | 0.75% | $10,000 | |
| Roma Bank Rates as of Sep. 3rd | 90 days | 0.74% | 0.75% | $1,000 | 91 day CD - download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania |
| BankDirect Rates as of Sep. 3rd | 90 days | 0.75% | $10,000 | Online only | |
| Fulton Bank Rates as of Sep. 3rd | 90 days | 0.75% | 0.75% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025 |
| Ally Bank Rates as of Sep. 3rd | 90 days | 0.74% | 0.74% | $1 | High-Yield CD |
| Discover Bank Rates as of Sep. 3rd | 90 days | 0.70% | 0.70% | $2,500 | |
| OneWest Bank Rates as of Sep. 3rd | 90 days | 0.70% | 0.70% | $1,000 | Branch and Call Center CD Rates/Southern CA residents only |
| Nationwide Bank Rates as of Sep. 3rd | 90 days | 0.70% | $500 | ||
| OneWest Bank Rates as of Sep. 3rd | 90 days | 0.70% | 0.70% | $1,000 | Online CD |
| Acacia Federal Savings Bank Rates as of Sep. 3rd | 90 days | 0.70% | 0.70% | $500 | Rates effective 08/30/2010 |
| Excel National Bank Rates as of Sep. 3rd | 90 days | 0.65% | 0.65% | $10,000 | Personal CD - APY for balances under 100K |
| Excel National Bank Rates as of Sep. 3rd | 90 days | 0.65% | 0.65% | $100,000 | Personal CD - APY for balances over 100K |
| EverBank Rates as of Sep. 3rd | 90 days | 0.60% | 0.60% | $1,500 | Yield Pledge CD |
| Solvay Bank Rates as of Sep. 3rd | 90 days | 0.60% | 0.60% | $500 | |
| Ultima Bank Rates as of Sep. 3rd | 90 days | 0.60% | 0.60% | $1,000 | |
| Nexity Bank Rates as of Sep. 3rd | 90 days | 0.56% | $1,000 | ||
| Lawrence Bank Rates as of Sep. 3rd | 90 days | 0.50% | 0.50% | $1,000 | |
| Sterling Bank and Trust Rates as of Sep. 3rd | 90 days | 0.50% | $500 | eCD - APY's may vary by state | |
| NOVA Bank Rates as of Sep. 3rd | 90 days | 0.50% | 0.50% | $500 | Fixed Rate |
| State Bank of India Rates as of Sep. 3rd | 90 days | 0.50% | $5,000 | ||
| Grand Bank Rates as of Sep. 3rd | 90 days | 0.50% | 0.50% | $1,000 | |
| The Jacksonville Bank Rates as of Sep. 3rd | 90 days | 0.50% | 0.50% | $1,000 | Rates and terms specific to accounts opened online |
| Silvergate Bank Rates as of Sep. 3rd | 90 days | 0.40% | 0.40% | $2,500 | Rate for balances up to $99,999 |
| The State Bank Rates as of Sep. 3rd | 90 days | 0.40% | 0.40% | $1,000 | Interest paid at maturity |
| Security First Bank Rates as of Sep. 3rd | 90 days | 0.35% | 0.35% | $500 | |
| MetLife Bank Rates as of Sep. 3rd | 90 days | 0.35% | $25,000 | 3 Month CD Tier $25,000 - $49,999 | |
| Alliance Bank (alliancebankna.com) Rates as of Sep. 3rd | 90 days | 0.30% | 0.30% | $1,000 | Tier $1,000 - $9,999 - Located in New York |
| Pacific Mercantile Bank Rates as of Sep. 3rd | 90 days | 0.30% | 0.30% | $10,000 | |
| MetLife Bank Rates as of Sep. 3rd | 90 days | 0.30% | $15,000 | 3 Month CD Tier $15,000 - $24,999 |
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Rates are subject to change without notice and may not be the same at all branches. To promote rates as part of this rate table, contact adrates@moneyrates.com
