Compare Best 3-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 3-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 3 Mo.
6 Mo.
9 Mo. - 0.89%
1.18%
0.98% - 0.89%
1.19%
0.98% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 03/13/10
- See More Accounts
- FDIC insured
- 3 Mo.
6 Mo.
9 Mo. - 0.65%
0.90%
1.00% - 0.65%
0.90%
1.00% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 03/13/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Crossroads Bank Rates as of Mar. 12th | 90 days | 2.00% | 2.02% | $1,000 | CD Special - Account must be opened in person at branch location in IL |
| Hudson City Rates as of Mar. 12th | 90 days | 1.15% | 1.15% | $500 | 91-Day CD - Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| Golf Savings Bank Rates as of Mar. 12th | 90 days | 1.13% | 1.14% | $10,000 | Rate for balances up to $90,000 |
| Excel National Bank Rates as of Mar. 12th | 90 days | 1.12% | 1.12% | $100,000 | Personal CD - APY for balances over 100K |
| Excel National Bank Rates as of Mar. 12th | 90 days | 1.10% | 1.11% | $10,000 | Personal CD - APY for balances under 100K |
| Nexity Bank Rates as of Mar. 11th | 90 days | 1.11% | $1,000 | ||
| Bank Direct Rates as of Mar. 12th | 90 days | 1.10% | 1.11% | $10,000 | Online only |
| TotalBank Rates as of Mar. 12th | 90 days | 1.09% | 1.10% | $1,000 | Total e-CD Online Only Special Rate - account limited to local Florida market area |
| Geauga Savings Bank Rates as of Mar. 12th | 90 days | 1.05% | 1.05% | $1,000 | Local funds only, contact retail offices in Ohio |
| Weymouth Bank Rates as of Mar. 12th | 90 days | 1.00% | 1.02% | $5,000 | Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area |
| Earthstar Bank Rates as of Mar. 12th | 90 days | 1.00% | 1.00% | $500 | |
| The Palladian Private Bank Rates as of Mar. 12th | 90 days | 1.00% | 1.00% | $10,000 | |
| Grand Bank Rates as of Mar. 12th | 90 days | 1.00% | 1.00% | $1,000 | |
| The Jacksonville Bank Rates as of Mar. 12th | 90 days | 1.00% | 1.00% | $1,000 | Rates and terms specific to accounts opened online |
| EverBank Rates as of Mar. 12th | 90 days | 0.95% | 0.95% | $1,500 | Yield Pledge CD |
| Goldwater Bank Rates as of Mar. 12th | 90 days | 0.90% | 0.90% | $50,000 | |
| Ally Bank Rates as of Mar. 12th | 90 days | 0.89% | 0.89% | $1 | High-Yield CD |
| OneWest Bank Rates as of Mar. 12th | 90 days | 0.85% | 0.85% | $1,000 | Branch and Call Center CD Rates/Southern CA residents only |
| OneWest Bank Rates as of Mar. 12th | 90 days | 0.80% | 0.80% | $5,000 | Online CD |
| FirstFedDirect, A Division of First Federal Bank Rates as of Mar. 12th | 90 days | 0.80% | $10,000 | ||
| Solvay Bank Rates as of Mar. 12th | 90 days | 0.80% | 0.80% | $500 | Regular CD - 91 Days |
| NOVA Bank Rates as of Mar. 12th | 90 days | 0.75% | 0.75% | $500 | Fixed Rate |
| Acacia Federal Savings Bank Rates as of Mar. 12th | 90 days | 0.75% | 0.75% | $500 | Rates effective 03/15/2010 |
| Fulton Bank Rates as of Mar. 12th | 90 days | 0.75% | 0.75% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| Nationwide Bank Rates as of Mar. 12th | 90 days | 0.75% | $500 | ||
| State Bank of India Rates as of Mar. 12th | 90 days | 0.75% | $5,000 | ||
| Sterling Bank Rates as of Mar. 12th | 90 days | 0.65% | 0.65% | $500 | CD - 91 days (www.sterlingnj.com) |
| Ultima Bank Rates as of Mar. 12th | 90 days | 0.65% | 0.65% | $1,000 | |
| Discover Bank Rates as of Mar. 12th | 90 days | 0.65% | 0.65% | $2,500 | |
| Sterling Bank and Trust Rates as of Mar. 12th | 90 days | 0.60% | $500 | eCD - APY's may vary by state | |
| Pacific Mercantile Bank Rates as of Mar. 12th | 90 days | 0.60% | 0.60% | $10,000 | |
| Amegy Bank of Texas Rates as of Mar. 12th | 90 days | 0.60% | 0.60% | $10,000 | Personal Internet CD - open online |
| Virtual Bank Rates as of Mar. 12th | 90 days | 0.50% | 0.50% | $10,000 | eCD rates for online account only |
| MetLife Bank Rates as of Mar. 12th | 90 days | 0.40% | $25,000 | ||
| Silvergate Bank Rates as of Mar. 12th | 90 days | 0.40% | 0.40% | $2,500 | Rate for balances up to $99,999 |
| Alliance Bank Rates as of Mar. 12th | 90 days | 0.40% | 0.40% | $1,000 | APY for balances up to $9,999 |
| MetLife Bank Rates as of Mar. 12th | 90 days | 0.35% | $15,000 |
