Compare Best 3-month CD Rates

Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.

GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 3-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.







Institution Term Rate APY Min. To Earn APY Details
  • 3 Mo.
    6 Mo.
    9 Mo.
  • 0.74%
    1.13%
    1.08%
  • 0.74%
    1.14%
    1.09%
  • $0
    $0
    $0
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TermRateAPYMin. To Earn APYDetails
90 days0.95%0.95%$1,000Local funds only, contact retail offices in Ohio
90 days0.90%0.90%$50,000
90 days0.85%0.85%$1,000Total e-CD Online Only Special Rate - account limited to local Florida market area
90 days0.80%0.80%$10,000eCD rates for online account only
90 days0.80%0.80%$10,000
90 days0.75%0.76%$5,000Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area
90 days0.75%0.75%$10,000
90 days0.74%0.75%$1,00091 day CD - download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania
90 days0.75%$10,000Online only
90 days0.75%0.75%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025
90 days0.74%0.74%$1High-Yield CD
90 days0.70%0.70%$2,500
90 days0.70%0.70%$1,000Branch and Call Center CD Rates/Southern CA residents only
90 days0.70%$500
90 days0.70%0.70%$1,000Online CD
90 days0.70%0.70%$500Rates effective 08/30/2010
90 days0.65%0.65%$10,000Personal CD - APY for balances under 100K
90 days0.65%0.65%$100,000Personal CD - APY for balances over 100K
90 days0.60%0.60%$1,500Yield Pledge CD
90 days0.60%0.60%$500
90 days0.60%0.60%$1,000
90 days0.56%$1,000
90 days0.50%0.50%$1,000
90 days0.50%$500eCD - APY's may vary by state
90 days0.50%0.50%$500Fixed Rate
90 days0.50%$5,000
90 days0.50%0.50%$1,000
90 days0.50%0.50%$1,000Rates and terms specific to accounts opened online
90 days0.40%0.40%$2,500Rate for balances up to $99,999
90 days0.40%0.40%$1,000Interest paid at maturity
90 days0.35%0.35%$500
90 days0.35%$25,0003 Month CD Tier $25,000 - $49,999
90 days0.30%0.30%$1,000Tier $1,000 - $9,999 - Located in New York
90 days0.30%0.30%$10,000
90 days0.30%$15,0003 Month CD Tier $15,000 - $24,999