Compare Best 3-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 3-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 3 Mo.
6 Mo.
9 Mo. - 1.09%
1.44%
1.44% - 1.10%
1.45%
1.45% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 11/20/09
- See More Accounts
- FDIC insured
- 3 Mo.
6 Mo.
9 Mo. - 0.75%
1.00%
1.24% - 0.75%
1.00%
1.25% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 11/20/09
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Crossroads Bank Rates as of Nov. 20th | 90 days | 2.00% | 2.02% | $1,000 | CD Special - Account must be opened in person at branch location in IL |
| FirstFedDirect, A Division of First Federal Bank Rates as of Nov. 20th | 90 days | 1.25% | $10,000 | ||
| UFB Direct Rates as of Nov. 20th | 90 days | 1.21% | 1.22% | $8,000 | |
| Pacific Mercantile Bank Rates as of Nov. 20th | 90 days | 1.20% | 1.21% | $10,000 | |
| Nexity Bank Rates as of Nov. 20th | 90 days | 1.21% | $1,000 | ||
| Excel National Bank Rates as of Nov. 20th | 90 days | 1.18% | 1.19% | $10,000 | APY for balances under 100K |
| The Palladian Private Bank Rates as of Nov. 20th | 90 days | 1.10% | 1.10% | $10,000 | |
| Ally Bank Rates as of Nov. 20th | 90 days | 1.09% | 1.10% | $1 | High-Yield CD |
| Nationwide Bank Rates as of Nov. 20th | 90 days | 1.05% | $500 | ||
| Weymouth Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.02% | $5,000 | Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area |
| Virtual Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.01% | $10,000 | eCD rates for online account only |
| OneWest Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $5,000 | Online CD |
| OneWest Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $1,000 | Branch and Call Center CD Rates |
| Grand Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $1,000 | |
| Solvay Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $500 | Regular CD - 91 Days |
| Earthstar Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $500 | |
| Umbrella Bank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $1,000 | |
| EverBank Rates as of Nov. 20th | 90 days | 1.00% | 1.00% | $1,500 | Yield Pledge CD |
| Sterling Bank Rates as of Nov. 20th | 90 days | 0.90% | 0.90% | $500 | APY's stated may vary between states due to market condition |
| Acacia Federal Savings Bank Rates as of Nov. 20th | 90 days | 0.90% | 0.90% | $500 | Rate effective 11/23/2009 |
| Fulton Bank Rates as of Nov. 20th | 90 days | 0.85% | 0.85% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| State Bank of India Rates as of Nov. 20th | 90 days | 0.80% | $5,000 | ||
| Ultima Bank Rates as of Nov. 20th | 90 days | 0.75% | 0.75% | $1,000 | |
| Discover Bank Rates as of Nov. 20th | 90 days | 0.75% | 0.75% | $2,500 | |
| Silvergate Bank Rates as of Nov. 20th | 90 days | 0.75% | 0.75% | $2,500 | |
| Peoples National Bank Rates as of Nov. 20th | 90 days | 0.75% | 0.75% | $1,000 | Limited to local New York market area |
| Amegy Bank of Texas Rates as of Nov. 20th | 90 days | 0.70% | 0.70% | $10,000 | Personal Internet CD - open online |
| Alliance Bank Rates as of Nov. 20th | 90 days | 0.40% | 0.40% | $1,000 | APY for balances up to $9,999 |
