Compare Best 3-month CD Rates

Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.

GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 3-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.







Institution Term Rate APY Min. To Earn APY Details


  • 3 Mo.
    6 Mo.
    9 Mo.
  • 0.75%
    1.00%
    1.24%
  • 0.75%
    1.00%
    1.25%
  • $2,500
    $2,500
    $2,500
    • Discover Bank offers great rates, security & convenience.


TermRateAPYMin. To Earn APYDetails
90 days2.00%2.02%$1,000CD Special - Account must be opened in person at branch location in IL
90 days1.25%$10,000
90 days1.21%1.22%$8,000
90 days1.20%1.21%$10,000
90 days1.21%$1,000
90 days1.18%1.19%$10,000APY for balances under 100K
90 days1.10%1.10%$10,000
90 days1.09%1.10%$1High-Yield CD
90 days1.05%$500
90 days1.00%1.02%$5,000Gold CD Relationship Package - must maintain combined minimum balance of $5,000 in eligible accounts, South Shore Massachusetts market area
90 days1.00%1.01%$10,000eCD rates for online account only
90 days1.00%1.00%$5,000Online CD
90 days1.00%1.00%$1,000Branch and Call Center CD Rates
90 days1.00%1.00%$1,000
90 days1.00%1.00%$500Regular CD - 91 Days
90 days1.00%1.00%$500
90 days1.00%1.00%$1,000
90 days1.00%1.00%$1,500Yield Pledge CD
90 days0.90%0.90%$500APY's stated may vary between states due to market condition
90 days0.90%0.90%$500Rate effective 11/23/2009
90 days0.85%0.85%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location
90 days0.80%$5,000
90 days0.75%0.75%$1,000
90 days0.75%0.75%$2,500
90 days0.75%0.75%$2,500
90 days0.75%0.75%$1,000Limited to local New York market area
90 days0.70%0.70%$10,000Personal Internet CD - open online
90 days0.40%0.40%$1,000APY for balances up to $9,999