Compare Best 2-year CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 2-year CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |

- 1.5 Yr.
2 Yr.
3 Yr. - 1.73%
2.00%
2.41% - 1.75%
2.02%
2.44% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 03/15/10
- See More Accounts
- FDIC insured

- 1.5 Yr.
2 Yr.
2.5 Yr. - 1.78%
2.03%
2.18% - 1.80%
2.05%
2.20% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 03/15/10
- See More Accounts
- FDIC insured

- 1.5 Yr.
2 Yr.
3 Yr. - 1.65%
1.99%
2.38% - 1.66%
2.01%
2.41% - $2,500
$2,500
$2,500 -
FDIC insured with no market risk. Open an account online or by phone!
-
- Rates as of 03/15/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Atlantic Coast Bank Rates as of Mar. 15th | 2 year | 2.28% | 2.30% | $1,000 | iCertificate of Deposit |
| Crossroads Bank Rates as of Mar. 15th | 2 year | 2.25% | 2.26% | $500 | |
| Capital One Direct Banking Rates as of Mar. 15th | 2 year | 2.24% | 2.25% | $5,000 | Non-jumbo CD |
| Golf Savings Bank Rates as of Mar. 15th | 2 year | 2.18% | 2.20% | $10,000 | Rate for balances up to $90,000 |
| State Bank of India Rates as of Mar. 15th | 2 year | 2.17% | $5,000 | ||
| Hudson City Rates as of Mar. 15th | 2 year | 2.10% | 2.15% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| TriState Capital Bank Rates as of Mar. 15th | 2 year | 2.13% | 2.15% | $100,000 | Jumbo CD |
| The Jacksonville Bank Rates as of Mar. 15th | 2 year | 2.08% | 2.10% | $1,000 | Rates and terms specific to accounts opened online |
| Nationwide Bank Rates as of Mar. 15th | 2 year | 2.10% | $100,000 | ||
| Tennessee Commerce Bank Rates as of Mar. 15th | 2 year | 2.08% | 2.10% | $2,500 | |
| Washington Federal Bank for Savings Rates as of Mar. 15th | 2 year | 2.03% | 2.05% | $1,000 | |
| TriState Capital Bank Rates as of Mar. 15th | 2 year | 2.03% | 2.05% | $25,000 | |
| Nationwide Bank Rates as of Mar. 15th | 2 year | 2.05% | $500 | ||
| Discover Bank Rates as of Mar. 15th | 2 year | 2.03% | 2.05% | $2,500 | |
| Intervest National Bank Rates as of Mar. 15th | 2 year | 2.01% | 2.03% | $2,500 | |
| Nexity Bank Rates as of Mar. 15th | 2 year | 2.03% | $1,000 | ||
| Wedbush Bank Rates as of Mar. 15th | 2 year | 2.00% | 2.02% | $2,500 | 24-35 month term. $24,999 max deposit |
| Broadway Federal (CA) Rates as of Mar. 15th | 2 year | 2.00% | 2.02% | $1,000 | Manager's Special CD Rates. Must email branch to find out specific details for this account. |
| Ally Bank Rates as of Mar. 15th | 2 year | 2.00% | 2.02% | $1 | High-Yield CD - option to raise your rate once if Ally's rates go up during term of CD |
| AIG Bank Rates as of Mar. 15th | 2 year | 1.99% | 2.01% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| OneWest Bank Rates as of Mar. 15th | 2 year | 1.98% | 2.00% | $5,000 | Online CD |
| OneWest Bank Rates as of Mar. 15th | 2 year | 1.98% | 2.00% | $1,000 | Branch and Call Center CD Rates |
| Geauga Savings Bank Rates as of Mar. 15th | 2 year | 2.00% | 2.00% | $1,000 | Local funds only, contact retail offices in Ohio |
| Sterling Bank Rates as of Mar. 15th | 2 year | 1.98% | 2.00% | $500 | Internet Special CD - 23 months(www.sterlingnj.com) |
| Hillcrest Bank Rates as of Mar. 15th | 2 year | 2.00% | 2.00% | $1,000 | |
| OneWest Bank Rates as of Mar. 15th | 2 year | 2.00% | $1,000 | Relationship Special-New money only, Southern California Customers only; Requires Premium Checking; $1,000 Minimum; 1.80% APY without Premium Checking. Non-Southern California customers receive 1.95% APY with $1,000 minimum and no checking requirement. Must call bank for details as special is not advertised online. | |
| AmTrust Direct Rates as of Mar. 15th | 2 year | 1.98% | 2.00% | $1,000 | |
| Metropolitan National Bank Rates as of Mar. 15th | 2 year | 2.00% | $2,500 | Rate/APY may vary by location | |
| NOVA Bank Rates as of Mar. 15th | 2 year | 1.98% | 2.00% | $500 | Fixed Rate |
| Colorado Federal Savings Bank Rates as of Mar. 15th | 2 year | 1.93% | 1.95% | $5,000 | Online CD |
| Bank of Internet Rates as of Mar. 15th | 2 year | 1.90% | 1.92% | $1,000 | Term 24 to 35 months |
| Acacia Federal Savings Bank Rates as of Mar. 15th | 2 year | 1.88% | 1.90% | $500 | Rates effective 03/15/2010 |
| American Bank Online Rates as of Mar. 15th | 2 year | 1.88% | 1.90% | $500 | |
| EverBank Rates as of Mar. 15th | 2 year | 1.80% | 1.82% | $1,500 | Yield Pledge CD |
| Silvergate Bank Rates as of Mar. 15th | 2 year | 1.75% | 1.76% | $2,500 | Rate for balances up to $99,999 |
| Ultima Bank Rates as of Mar. 15th | 2 year | 1.75% | 1.76% | $1,000 | |
| Fulton Bank Rates as of Mar. 15th | 2 year | 1.73% | 1.75% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| California First National Bank Rates as of Mar. 15th | 2 year | 1.69% | 1.70% | $5,000 | |
| Giantbank Rates as of Mar. 15th | 2 year | 1.65% | 1.66% | $2,500 | Giant Personal CD |
| Virtual Bank Rates as of Mar. 15th | 2 year | 1.65% | 1.66% | $10,000 | eCD rates for online account only |
| Northwest Savings Bank Rates as of Mar. 15th | 2 year | 1.65% | $500 | (28 Month Term)Promotion CD - only available to existing customers, limited to local western New York market area | |
| MetLife Bank Rates as of Mar. 15th | 2 year | 1.65% | $25,000 | ||
| Sterling Bank Rates as of Mar. 15th | 2 year | 1.59% | 1.60% | $500 | Standard 2 Yr CD (www.sterlingnj.com) |
| First Internet Bank Rates as of Mar. 15th | 2 year | 1.59% | 1.60% | $1,000 | |
| Transportation Alliance Bank Rates as of Mar. 15th | 2 year | 1.59% | 1.60% | $1,000 | |
| Weymouth Bank Rates as of Mar. 15th | 2 year | 1.50% | 1.53% | $1,000 | Regular CD - South Shore Massachusetts market area |
| iGOBanking Rates as of Mar. 15th | 2 year | 1.49% | 1.50% | $1,000 | |
| The Adirondack Trust Company Rates as of Mar. 15th | 2 year | 1.49% | 1.50% | $500 | |
| Fulton Bank Rates as of Mar. 15th | 2 year | 1.49% | 1.50% | $500 | Regular CD, rates vary by geographic location |
| MetLife Bank Rates as of Mar. 15th | 2 year | 1.50% | $15,000 | ||
| E-Loan Rates as of Mar. 15th | 2 year | 1.49% | 1.50% | $10,000 | |
| Ascencia Bank Rates as of Mar. 15th | 2 year | 1.44% | 1.45% | $500 | |
| Allied First Bank Rates as of Mar. 15th | 2 year | 1.29% | 1.30% | $500 | |
| Allstate Bank Rates as of Mar. 15th | 2 year | 1.29% | 1.30% | $1,000 | Accounts can be opened with an Allstate agent or by online application |
| Beal Bank Rates as of Mar. 15th | 2 year | 1.26% | 1.26% | $1,000 | Must be opened online to get this rate. |
| ING Direct Rates as of Mar. 15th | 2 year | 1.25% | $1 | Orange CD | |
| Astoria Federal Savings Bank Rates as of Mar. 15th | 2 year | 1.24% | 1.25% | $500 | |
| Community Bank, NA Rates as of Mar. 15th | 2 year | 1.25% | $1,000 | 2 plus year term - Limited to New York and Pennsylvania market area. | |
| Seacoast Commerce Bank Rates as of Mar. 15th | 2 year | 1.24% | 1.25% | $10,000 | Bank by Mail CD |
| Advanta Bank Corp Rates as of Mar. 15th | 2 year | 1.14% | 1.15% | $2,500 | If you have no other ABC accounts, a minimum of $10,000 is required to open a Certificate of Deposit. Persons who have ABC accounts may open a Certificate of Deposit with a minimum of $2,500 |
| HSBC Direct Rates as of Mar. 15th | 2 year | 1.10% | $10 | Online CD | |
| 1st Source Bank Rates as of Mar. 15th | 2 year | 1.05% | $500 | Online Banking | |
| Aurora Bank FSB Rates as of Mar. 15th | 2 year | 1.03% | 1.04% | $1,000 | Rates effective on balances up to $4,999 |
| Greystone Bank Rates as of Mar. 15th | 2 year | 1.00% | $50,000 | ||
| Bank USA Rates as of Mar. 15th | 2 year | 1.00% | 1.00% | $1,000 | Regular CD |
| PNC Bank Rates as of Mar. 15th | 2 year | 0.90% | 0.90% | $1,000 | Fixed Rate CD only - rate based on New York market area, rate may vary by location |
| Zions Bank Rates as of Mar. 15th | 2 year | 0.85% | 0.85% | $1,000 | Gold CD - Requires a Gold Checking account. If the Gold Checking account is closed, the interest rate may be reduced to the non-gold rate. |


