Compare Best 18-month CD Rates

Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.

GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 18-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.







Institution Term Rate APY Min. To Earn APY Details
  • 1 Yr.
    1.5 Yr.
    2 Yr.
  • 1.43%
    1.53%
    1.76%
  • 1.44%
    1.54%
    1.78%
  • $0
    $0
    $0
    • Get our best rate with the Ally Ten Day Best Rate Guarantee.


TermRateAPYMin. To Earn APYDetails
18 month1.69%1.70%$10,000Triangle Bump Rate CD Limited offer. For current rate and Bump Rate option must have mimimum of three withdrawals per statement cycle in a Triangle Interest Checking Account
18 month1.65%1.66%$250
18 month1.65%$500Online 18 Month Breakable CD - option to withdraw funds without penalty once during the term of the CD. Available to Georgia residents and existing customers only.
18 month1.60%1.61%$1,000Rates effective on balances up to $4,999
18 month1.60%1.61%$500
18 month1.59%1.60%$1,000
18 month1.59%1.60%$2,500
18 month1.58%1.59%$50,000
18 month1.54%1.55%$5,000Online CD
18 month1.54%1.55%$500Rates effective 08/30/2010
18 month1.53%1.54%$1High-Yield CD
18 month1.50%1.51%$1,000
18 month1.49%1.50%$1,000Eureka serves customers in the metropolitan New Orleans, Louisiana area
18 month1.45%1.46%$2,500High Yield CD - FDIC insured with no market risk. Open an account online or by phone!
18 month1.45%1.46%$1,000Located in Bristow, OK
18 month1.45%1.46%$10,000
18 month1.44%1.45%$1,000
18 month1.44%1.45%$1,000Branch and Call Center CD Rates/Southern CA residents only
18 month1.44%1.45%$1,000Online CD
18 month1.39%1.40%$500Fixed Rate
18 month1.39%1.40%$1,00018 - 23 month CD
18 month1.39%1.40%$25,00018 - 23 month term
18 month1.40%1.40%$1,000
18 month1.37%$1,00018 Month CD
18 month1.32%1.35%$1,000Download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania
18 month1.34%1.35%$500
18 month1.26%1.27%$1,000
18 month1.25%1.26%$1,000
18 month1.24%1.25%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025
18 month1.25%$10,00018 Month Step-Up - one time option if rate goes up during term of CD you may step up to the new rate
18 month1.25%$1,000
18 month1.24%1.25%$1,000
18 month1.20%1.20%$500Central New York market area only
18 month1.19%1.20%$1,000
18 month1.14%1.15%$1,500Yield Pledge CD
18 month1.14%1.15%$10,000
18 month1.15%1.15%$500Available in Rhode Island and Massachusetts
18 month1.10%$500
18 month1.05%1.05%$500
18 month1.00%1.00%$1,000
18 month1.00%1.00%$500Regular CD, rates vary by geographic location. Rate collected within 10025
18 month1.00%1.00%$1,000
18 month0.95%0.95%$2,50018-23 month term, $24,999 max deposit
18 month0.93%0.93%$1,000
18 month0.90%0.90%$1,000Lake City considers its trade area to be within a 30 mile radius of Lake City, MN and reserves the right to reject any deposit or application outside the trade area.
18 month0.90%0.90%$500Limited to New York market area
18 month0.90%0.90%$500
18 month0.80%$25,000APY for balances up to $49,999
18 month0.75%0.75%$5,000Non-Jumbo CD - Rate collected within: 60625 (IL)
18 month0.75%0.75%$100,000Jumbo CD - Rate collected within: 94115 (CA)
18 month0.75%0.75%$100,000Jumbo CD - Rate collected within: 60625 (IL)
18 month0.75%0.75%$100,000Jumbo CD - Rate collected within: 10025 (NY)
18 month0.75%0.75%$5,000Non-Jumbo CD - Rate collected within: 10025 (NY)
18 month0.75%0.75%$5,000Non-Jumbo CD - Rate collected within: 94115 (CA)
18 month0.70%$10Online only
18 month0.70%$15,000APY for balances up to $24,999
18 month0.70%0.70%$500
18 month0.50%0.50%$500182 -364 days CD