Compare Best 18-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 18-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |

- 1 Yr.
1.5 Yr.
2 Yr. - 1.56%
1.73%
2.00% - 1.57%
1.75%
2.02% - $0
$0
$0 -
Competitive rates. No monthly fees. Member FDIC.
-
- Rates as of 03/14/10
- See More Accounts
- FDIC insured

- 1 Yr.
1.5 Yr.
2 Yr. - 1.59%
1.78%
2.03% - 1.60%
1.80%
2.05% - $2,500
$2,500
$2,500 -
Discover Bank offers great rates, security & convenience.
-
- Rates as of 03/14/10
- See More Accounts
- FDIC insured

- 1 Yr.
1.5 Yr.
2 Yr. - 1.55%
1.65%
1.99% - 1.56%
1.66%
2.01% - $2,500
$2,500
$2,500 -
FDIC insured with no market risk. Open an account online or by phone!
-
- Rates as of 03/14/10
- See More Accounts
- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Hyde Park Savings Bank Rates as of Mar. 12th | 18 month | 1.98% | 2.00% | $10,000 | Triangle Bump Rate CD Limited offer. For current rate and Bump Rate option must have mimimum of three withdrawals per statement cycle in a Triangle Interest Checking Account |
| TriState Capital Bank Rates as of Mar. 12th | 18 month | 1.89% | 1.90% | $25,000 | 18 - 23 month term |
| Aurora Bank FSB Rates as of Mar. 12th | 18 month | 1.80% | 1.82% | $1,000 | Rates effective on balances up to $4,999 |
| Discover Bank Rates as of Mar. 12th | 18 month | 1.78% | 1.80% | $2,500 | |
| NOVA Bank Rates as of Mar. 12th | 18 month | 1.78% | 1.80% | $500 | Fixed Rate |
| Goldwater Bank Rates as of Mar. 12th | 18 month | 1.78% | 1.79% | $50,000 | |
| Hudson City Rates as of Mar. 12th | 18 month | 1.71% | 1.75% | $500 | Rate disclosed is from New York market area, rate may vary by region. Market area NY, NJ, CT. |
| AmTrust Direct Rates as of Mar. 12th | 18 month | 1.73% | 1.75% | $1,000 | |
| Ally Bank Rates as of Mar. 12th | 18 month | 1.73% | 1.75% | $1 | High-Yield CD |
| Darby Direct Rates as of Mar. 12th | 18 month | 1.74% | $500 | Online 18 Month Breakable CD - option to withdraw funds without penalty once during the term of the CD. Available to Georgia residents and existing customers only. | |
| Pacific Mercantile Bank Rates as of Mar. 12th | 18 month | 1.70% | 1.71% | $10,000 | |
| Hillcrest Bank Rates as of Mar. 12th | 18 month | 1.69% | 1.70% | $1,000 | |
| AIG Bank Rates as of Mar. 12th | 18 month | 1.65% | 1.66% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| OneWest Bank Rates as of Mar. 12th | 18 month | 1.65% | 1.66% | $1,000 | Branch and Call Center CD Rates |
| OneWest Bank Rates as of Mar. 12th | 18 month | 1.65% | 1.66% | $5,000 | Online CD |
| Acacia Federal Savings Bank Rates as of Mar. 12th | 18 month | 1.64% | 1.65% | $500 | Rates effective 03/15/2010 |
| Colorado Federal Savings Bank Rates as of Mar. 12th | 18 month | 1.64% | 1.65% | $5,000 | Online CD |
| Third Federal S&L Rates as of Mar. 12th | 18 month | 1.60% | $500 | ||
| Wedbush Bank Rates as of Mar. 12th | 18 month | 1.50% | 1.51% | $2,500 | 18-23 month term, $24,999 max deposit |
| Ultima Bank Rates as of Mar. 12th | 18 month | 1.50% | 1.51% | $1,000 | |
| Legacy Bank Rates as of Mar. 12th | 18 month | 1.50% | $10,000 | 18 Month Step-Up - one time option if rate goes up during term of CD you may step up to the new rate | |
| Legacy Bank Rates as of Mar. 12th | 18 month | 1.50% | $1,000 | ||
| EverBank Rates as of Mar. 12th | 18 month | 1.48% | 1.49% | $1,500 | Yield Pledge CD |
| E-Loan Rates as of Mar. 12th | 18 month | 1.24% | 1.25% | $10,000 | |
| Fulton Bank Rates as of Mar. 12th | 18 month | 1.24% | 1.25% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location |
| Domestic Bank Rates as of Mar. 12th | 18 month | 1.24% | 1.25% | $500 | Available in Rhode Island and Massachusetts |
| First Internet Bank Rates as of Mar. 12th | 18 month | 1.19% | 1.20% | $1,000 | |
| MetLife Bank Rates as of Mar. 12th | 18 month | 1.15% | $25,000 | ||
| Allied First Bank Rates as of Mar. 12th | 18 month | 1.10% | 1.10% | $500 | |
| Pioneer Bank Rates as of Mar. 12th | 18 month | 1.09% | 1.10% | $500 | Limited to New York market area |
| MetLife Bank Rates as of Mar. 12th | 18 month | 1.10% | $15,000 | ||
| HSBC Direct Rates as of Mar. 12th | 18 month | 1.01% | $10 | Online CD | |
| Fulton Bank Rates as of Mar. 12th | 18 month | 1.00% | 1.00% | $500 | Regular CD, rates vary by geographic location |
| Capital One Direct Banking Rates as of Mar. 12th | 18 month | 0.91% | 0.91% | $5,000 | Non-jumbo CD |
| Capital One Direct Banking Rates as of Mar. 12th | 18 month | 0.91% | 0.91% | $100,000 | Jumbo CD |
| Bank USA Rates as of Mar. 12th | 18 month | 0.50% | 0.50% | $1,000 | Regular CD |


