Compare Best 18-month CD Rates
Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 18-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
- 1 Yr.
1.5 Yr.
2 Yr. - 1.43%
1.53%
1.76% - 1.44%
1.54%
1.78% - $0
$0
$0 -
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- Rates as of 09/03/10
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- FDIC insured
| Institution | Term | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| Hyde Park Savings Bank Rates as of Sep. 3rd | 18 month | 1.69% | 1.70% | $10,000 | Triangle Bump Rate CD Limited offer. For current rate and Bump Rate option must have mimimum of three withdrawals per statement cycle in a Triangle Interest Checking Account |
| The First National Bank of Scott City Rates as of Sep. 3rd | 18 month | 1.65% | 1.66% | $250 | |
| Darby Direct Rates as of Sep. 3rd | 18 month | 1.65% | $500 | Online 18 Month Breakable CD - option to withdraw funds without penalty once during the term of the CD. Available to Georgia residents and existing customers only. | |
| Aurora Bank FSB Rates as of Sep. 3rd | 18 month | 1.60% | 1.61% | $1,000 | Rates effective on balances up to $4,999 |
| Bridge Community Bank Rates as of Sep. 3rd | 18 month | 1.60% | 1.61% | $500 | |
| Hillcrest Bank Rates as of Sep. 3rd | 18 month | 1.59% | 1.60% | $1,000 | |
| Discover Bank Rates as of Sep. 3rd | 18 month | 1.59% | 1.60% | $2,500 | |
| Goldwater Bank Rates as of Sep. 3rd | 18 month | 1.58% | 1.59% | $50,000 | |
| Colorado Federal Savings Bank Rates as of Sep. 3rd | 18 month | 1.54% | 1.55% | $5,000 | Online CD |
| Acacia Federal Savings Bank Rates as of Sep. 3rd | 18 month | 1.54% | 1.55% | $500 | Rates effective 08/30/2010 |
| Ally Bank Rates as of Sep. 3rd | 18 month | 1.53% | 1.54% | $1 | High-Yield CD |
| First State Bank of Harvey Rates as of Sep. 3rd | 18 month | 1.50% | 1.51% | $1,000 | |
| Eureka Homestead Rates as of Sep. 3rd | 18 month | 1.49% | 1.50% | $1,000 | Eureka serves customers in the metropolitan New Orleans, Louisiana area |
| AIG Bank Rates as of Sep. 3rd | 18 month | 1.45% | 1.46% | $2,500 | High Yield CD - FDIC insured with no market risk. Open an account online or by phone! |
| Community Bank (cbbristow.com) Rates as of Sep. 3rd | 18 month | 1.45% | 1.46% | $1,000 | Located in Bristow, OK |
| Pacific Mercantile Bank Rates as of Sep. 3rd | 18 month | 1.45% | 1.46% | $10,000 | |
| Meetinghouse Bank Rates as of Sep. 3rd | 18 month | 1.44% | 1.45% | $1,000 | |
| OneWest Bank Rates as of Sep. 3rd | 18 month | 1.44% | 1.45% | $1,000 | Branch and Call Center CD Rates/Southern CA residents only |
| OneWest Bank Rates as of Sep. 3rd | 18 month | 1.44% | 1.45% | $1,000 | Online CD |
| NOVA Bank Rates as of Sep. 3rd | 18 month | 1.39% | 1.40% | $500 | Fixed Rate |
| First National Bank of Crystal Falls Rates as of Sep. 3rd | 18 month | 1.39% | 1.40% | $1,000 | 18 - 23 month CD |
| TriState Capital Bank Rates as of Sep. 3rd | 18 month | 1.39% | 1.40% | $25,000 | 18 - 23 month term |
| Ultima Bank Rates as of Sep. 3rd | 18 month | 1.40% | 1.40% | $1,000 | |
| First State Bank of Forrest Rates as of Sep. 3rd | 18 month | 1.37% | $1,000 | 18 Month CD | |
| Roma Bank Rates as of Sep. 3rd | 18 month | 1.32% | 1.35% | $1,000 | Download a Certificate by Mail application form to open account - must reside in New Jersey or in Bucks County, Pennsylvania |
| Citizens State Bank of Paola Rates as of Sep. 3rd | 18 month | 1.34% | 1.35% | $500 | |
| Charter Bank Rates as of Sep. 3rd | 18 month | 1.26% | 1.27% | $1,000 | |
| Avon Co-Operative Bank Rates as of Sep. 3rd | 18 month | 1.25% | 1.26% | $1,000 | |
| Fulton Bank Rates as of Sep. 3rd | 18 month | 1.24% | 1.25% | $500 | Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location. Rate collected within 10025 |
| Legacy Bank Rates as of Sep. 3rd | 18 month | 1.25% | $10,000 | 18 Month Step-Up - one time option if rate goes up during term of CD you may step up to the new rate | |
| Legacy Bank Rates as of Sep. 3rd | 18 month | 1.25% | $1,000 | ||
| Granite Savings Bank Rates as of Sep. 3rd | 18 month | 1.24% | 1.25% | $1,000 | |
| Geddes Federal Savings and Loan Association Rates as of Sep. 3rd | 18 month | 1.20% | 1.20% | $500 | Central New York market area only |
| First Internet Bank Rates as of Sep. 3rd | 18 month | 1.19% | 1.20% | $1,000 | |
| EverBank Rates as of Sep. 3rd | 18 month | 1.14% | 1.15% | $1,500 | Yield Pledge CD |
| E-Loan Rates as of Sep. 3rd | 18 month | 1.14% | 1.15% | $10,000 | |
| Domestic Bank Rates as of Sep. 3rd | 18 month | 1.15% | 1.15% | $500 | Available in Rhode Island and Massachusetts |
| Third Federal S&L Rates as of Sep. 3rd | 18 month | 1.10% | $500 | ||
| First National Bank of Kansas Rates as of Sep. 3rd | 18 month | 1.05% | 1.05% | $500 | |
| Community Bank of Trenton Rates as of Sep. 3rd | 18 month | 1.00% | 1.00% | $1,000 | |
| Fulton Bank Rates as of Sep. 3rd | 18 month | 1.00% | 1.00% | $500 | Regular CD, rates vary by geographic location. Rate collected within 10025 |
| AmTrust Direct Rates as of Sep. 3rd | 18 month | 1.00% | 1.00% | $1,000 | |
| Wedbush Bank Rates as of Sep. 3rd | 18 month | 0.95% | 0.95% | $2,500 | 18-23 month term, $24,999 max deposit |
| Community First Bank - Chicago Rates as of Sep. 3rd | 18 month | 0.93% | 0.93% | $1,000 | |
| Lake City Federal Bank Rates as of Sep. 3rd | 18 month | 0.90% | 0.90% | $1,000 | Lake City considers its trade area to be within a 30 mile radius of Lake City, MN and reserves the right to reject any deposit or application outside the trade area. |
| Pioneer Bank Rates as of Sep. 3rd | 18 month | 0.90% | 0.90% | $500 | Limited to New York market area |
| Allied First Bank Rates as of Sep. 3rd | 18 month | 0.90% | 0.90% | $500 | |
| MetLife Bank Rates as of Sep. 3rd | 18 month | 0.80% | $25,000 | APY for balances up to $49,999 | |
| Capital One Bank (Rate in IL) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $5,000 | Non-Jumbo CD - Rate collected within: 60625 (IL) |
| Capital One Bank (Rate in CA) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $100,000 | Jumbo CD - Rate collected within: 94115 (CA) |
| Capital One Bank (Rate in IL) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $100,000 | Jumbo CD - Rate collected within: 60625 (IL) |
| Capital One Bank (Rate in NY) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $100,000 | Jumbo CD - Rate collected within: 10025 (NY) |
| Capital One Bank (Rate in NY) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $5,000 | Non-Jumbo CD - Rate collected within: 10025 (NY) |
| Capital One Bank (Rate in CA) Rates as of Sep. 3rd | 18 month | 0.75% | 0.75% | $5,000 | Non-Jumbo CD - Rate collected within: 94115 (CA) |
| HSBC Advance Rates as of Sep. 3rd | 18 month | 0.70% | $10 | Online only | |
| MetLife Bank Rates as of Sep. 3rd | 18 month | 0.70% | $15,000 | APY for balances up to $24,999 | |
| Bank of The Valley Rates as of Sep. 3rd | 18 month | 0.70% | 0.70% | $500 | |
| Bank of Blue Valley Rates as of Sep. 3rd | 18 month | 0.50% | 0.50% | $500 | 182 -364 days CD |
Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Rates are subject to change without notice and may not be the same at all branches. To promote rates as part of this rate table, contact adrates@moneyrates.com
