Compare Best 18-month CD Rates

Sometimes aggressive investments paying the highest returns are extremely inappropriate. People nearing retirement or planning on tapping their college savings in a few years should consider the benefits of asset preservation strategies. That involves a shift from more aggressive choices to very safe investments, like certificate of deposits (CDs), savings and money market accounts.

GoTalkMoney believes in safe and secure investments. We comb the Internet daily to find the best 18-month CD rates and display them in the table below for free. Click on our featured bank rates for more information.







Institution Term Rate APY Min. To Earn APY Details


  • 1 Yr.
    1.5 Yr.
    2 Yr.
  • 1.88%
    1.93%
    2.23%
  • 1.90%
    1.95%
    2.25%
  • $2,500
    $2,500
    $2,500
    • Discover Bank offers great rates, security & convenience.


  • 1 Yr.
    1.5 Yr.
    2 Yr.
  • 1.88%
    1.93%
    2.18%
  • 1.90%
    1.95%
    2.20%
  • $2,500
    $2,500
    $2,500
    • FDIC insured with no market risk. Open an account online or by phone!


TermRateAPYMin. To Earn APYDetails
18 month2.15%$25,000
18 month2.08%2.10%$1,000
18 month2.03%2.05%$5,000Online CD
18 month2.03%2.05%$10,000Bump Rate CD Limited offer. For current rate and Bump Rate option must have mimimum of three withdrawals per statement cycle in a Triangle Interest Checking Account
18 month1.93%1.95%$2,500High Yeild CD - FDIC insured with no market risk. Open an account online or by phone!
18 month1.93%1.95%$2,500
18 month1.92%1.94%$1High-Yield CD
18 month1.89%1.90%$25,00018 - 23 month term
18 month1.83%1.85%$10,000
18 month1.85%$15,000
18 month1.78%1.80%$500Rate effective 11/23/2009
18 month1.75%$500
18 month1.74%1.75%$1,000
18 month1.69%1.70%$5,000Online CD
18 month1.69%1.70%$1,000Branch and Call Center CD Rates
18 month1.65%1.66%$1,000
18 month1.64%1.65%$1,500Yield Pledge CD
18 month1.50%$10,00018 Month Step-Up - one time option if rate goes up during term of CD you may step up to the new rate
18 month1.49%1.50%$500Relationship Banking CD - $5,000 minimum daily balance in Relationship Account, or $15,000 in Fulton Bank deposits or $20,000 combined deposit and loan balances- rates vary by geographic location
18 month1.50%$1,000
18 month1.34%1.35%$10,000Opt Up CD - Option to increase your rate one time after six months. Rate offered applies to accounts opened online. Rates stated are New York Consumer rates, contact Bank of America for rates in your area. Some products may not be available in all states.
18 month1.34%1.35%$500Limited to New York market area
18 month1.25%$10Online CD
18 month1.24%1.25%$500Regular CD, rates vary by geographic location
18 month1.24%1.25%$500
18 month1.14%1.15%$5,000Non-jumbo CD
18 month1.14%1.15%$100,000Jumbo CD
18 month1.09%1.10%$100,000
18 month1.04%1.05%$25,000
18 month1.00%1.00%$1,000Regular CD