PRIVACY POLICY

Updated as of January 22, 2009

If you have questions or concerns regarding this privacy policy, please see our contact details at the end of this document.

Your privacy is our main concern

GoTalkMoney.com has created this privacy policy in order to demonstrate our firm commitment to safeguarding the privacy of your personal information. The following discloses how we gather information, how that information is shared, and what practices GoTalkMoney.com implements to ensure your information is safe and protected.

GoTalkMoney.com does not require you to create an account or share any personally identifiable information in order to personally use the website www.GoTalkMoney.com (the "Website"). By visiting, using and/or submitting information to the Website you indicate your agreement with this Privacy Policy and GoTalkMoney.com' Terms of Use.

What Non-Identifying Information Does GoTalkMoney.com Collect?

Information Automatically Logged

Like most standard website servers, we gather information automatically from your browser or Internet session and store it in log files. This information includes your internet protocol (IP) address, the browser type that you are using, Internet service provider (ISP), referring/exit pages, platform or operating system on your computer, date/time stamp, and number of clicks. We use this non-personally identifiable information to analyze trends, administer the Website, track user's movement in aggregate, and gather broad demographic information for aggregate use. We do not link this automatically collected data to personally identifiable information.

GoTalkMoney.com also utilizes third party software to collect anonymous, non-personally identifiable information. These vendors collect information such as your IP address and do not allow us to identify you personally. We do not share this non-identifiable information.

Cookies

A cookie is a piece of data stored on the user's computer tied to information about the user. We do not use cookies on our Website, however, some of our business partners use cookies on our Website (for example, advertisers). We have no access to or control over these cookies, once we have given permission for them to set cookies for advertising. You may disable or reject cookies if your browser permits. Please be advised that this may prevent you from accessing certain features of the Website.

What Personally Identifying Information Does GoTalkMoney.com Collect?

Sign-up forms found on the Website, such as the form for newsletters and updates, the form for posting national rates and the form for advertising, collect information such as name, e-mail address and sometimes telephone number. Contact information from these forms is used to deliver the requested information. With respect to the newsletters and updates, users may opt-out of receiving such mailings in the future; see the choice/opt-out section below.

Use of Information

If you elect to provide us with personal information, we may utilize such information for marketing purposes, and this use may result in follow-up communications from GoTalkMoney.com and our clients.

The non-personally identifiable information that we collect is used for marketing and sales efforts to better target advertisements and other content in an effort to create a more personally relevant experience and to evaluate the effectiveness of Internet properties. The information is also used to predict responses to advertisements and to help determine which ads perform best, which content is most appropriate for different individuals, how our visitors use our Website, and which pages and features are most popular.

Links to Other Web Sites

This Website contains links to other sites that are not owned or controlled by GoTalkMoney.com. GoTalkMoney.com is not responsible for the privacy practices or the content of such other sites. We encourage our users to be aware when they leave our Website and to read the privacy statements of each and every website that collects personally identifiable information. This privacy policy applies solely to information collected by GoTalkMoney.com.

Information sharing

There are instances in which your personally identifiable and non-personally identifiable information is shared with third parties, as described below.

Partners

Your non-personally identifiable information may be shared with third party partners of GoTalkMoney.com on an anonymous basis, for example, to track clicks on advertisements. We also share aggregated demographic information about our user base with our customers. This information does not identify individual users.

Service Providers and Agents

We partner with other third parties to provide specific services. These third parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Occasionally we hire other companies to provide other services on our behalf, such as handling the processing and delivery of mailings, providing customer support, processing transactions, or performing statistical analysis of our services. We will only provide those companies the personal information they need to deliver the service. They are required to maintain the confidentiality of your information and are prohibited from using that information for any other purpose.

Legally required disclosures

GoTalkMoney.com reserves the right to disclose personally identifiable information as required by law, and when we believe that disclosure is necessary to protect our rights or the safety of users and to comply with judicial proceedings, court orders or legal processes served on the Website.

Business Transactions

In the event that GoTalkMoney.com goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred.

Security

Since GoTalkMoney.com does not collect sensitive personal data, it does not encrypt data collected from the Website.

Choice/Opt-Out

Personally Identifiable Information - Opting out: Our Website provides users the opportunity to opt-out of receiving our newsletters and updates as well as promotional/marketing information from us. If you no longer wish to receive information from GoTalkMoney.com, you may opt-out by following the instructions included with each mailing, or, you may write to us at GoTalkMoney.com, Attn: Newsletter Unsubscribe, 1051 East Hillsdale Boulevard, 8th Floor, Foster City, CA 94404 to opt-out.

When you register for our newsletter and updates, you may receive responses to customer support and e-mail acknowledgments. To opt out of receiving these communications, you must opt out of being a registered user.

Non-Personally Identifiable Information - Opting out: As noted above, our Website collects non-personally identifiable information about your website activities. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser. Blocking cookies may result in a lower quality experience for you while you are visiting the Website.

Children's Privacy

In compliance with the Children's Online Privacy Protection Act (COPPA), GoTalkMoney.com is not structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know to be under 13 years of age.

Correcting/Updating/Deleting/Deactivating Personal Information

You may at any time change your information or opt-out of GoTalkMoney.com's use of your personally identifiable information by contacting us by e-mail at privacy@gotalkmoney.com or by mail at GoTalkMoney.com, Attn: Privacy/Legal, 1051 East Hillsdale Boulevard, 8th Floor, Foster City, CA 94404.

Changes to Privacy Policy

By using this Website, you consent to the terms of this privacy policy, as it may be amended from time to time. If we decide to change our privacy policy, we intend to take every reasonable step to ensure that those changes are brought to your attention by posting all changes prominently on our Website for a reasonable period of time and by amending this privacy policy. We reserve the right to modify this privacy policy at any time, so please review it frequently.

Contact Info

If you have any questions or concerns about this privacy policy, please let us know your concerns by contacting us. You should first contact us via email at privacy@gotalkmoney.com or you may send us correspondence at the following address: GoTalkMoney.com, Attn: Privacy/Legal, 1051 East Hillsdale Boulevard, 8th Floor, Foster City, CA 94404.