Ultima Bank Minnesota
Category: Checking Accounts, Local Bank Deals, Savings Account Rates- fhuff- 11:57 am/ January 24, 2011Ultima Bank Minnesota has a Smart Savings Account that earns 2.02 percent annual percentage yield (APY). Smart, which means School Money At Right Time, is a savings account for customers who are 18 years old or younger. The savings account is designed to complement the Student Checking Account and encourage good financial habits at a young age. Details of the Smart Savings include:
- Free electronic statements
- No minimum balance requirement
- Transactions limited to six per month after 18th birthday
- Direct deposit
- Two free withdrawals, $1 fee for each additional withdrawal
- Free online access
- Interest is calculated daily and compounded and credited monthly
- Converts to a Regular Savings Account on 19th birthday
The Student Checking Account has free electronic statements and check images. There are no minimum balance requirements, check writing limitations or per check fees. The checking account also includes a debit card and printed statements can be mailed for free if they do not include check images. If you receive check images there is a $3 fee. Online access includes free transfers of funds among accounts, free retrieval of transaction details (up to 61 days) and free electronic bill payment. Ultima Bank Minnesota is based in Fosston, Minn.
- 6 Month CD %
- 1-year CD %
- 2-year CD %
- Money Market Account %
- Savings Account %
- 30-year Fixed Mortgage 3.57 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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