Quantum National Bank money market account
Category: Bank Deals, Local Bank Deals, Money Market Rates- fhuff- 3:02 pm/ August 22, 2011If you have a large sum of money you need to park in a safe place for a while, Quantum National Bank has a Hi-Rate Money Market that earns 1 percent annual percentage yield. The money market rate is good for deposits of $100,000 and up. So if you have a large sum of money saved up for a house down payment, business purchase or some other financial transaction that will take place in the near future, this money market can allow you to earn a modest return on your money rather than have it sit in a non-interest bearing account.
Details of the money market account include:
- Minimum deposit of $100 required
- No monthly fee for balances above $1,500
- $12 monthly fee for balances below $1,500
- Checks are available
- Six withdrawals per statement or you get charged $10 per excessive withdrawal
The Hi-Rate Money Market has tiered interest rates. Balances up to $9,999 earn 0.05 percent APY, $10,000 to $49,999 earns 0.15 percent APY and $50,000 to $99,999 earns 0.2 percent APY. The Hi-Rate Money Market is also available for business deposits. Accounts are available only to residents of Georgia.

