North Middlesex Savings Bank
Category: Bank Deals, Local Bank Deals, Savings Account Rates- fhuff- 8:01 pm/ June 12, 2010The annual percentage yield (APY) on savings accounts at North Middlesex Savings Bank has fallen since it was mentioned in the Go Talk Money Blog back in December. However, the bank still has one of the best rates on savings accounts with a 2.25% APY. The savings rate is current as of April 9, 2010.
Open a Simply Save account and earn the APY on a minimum balance of $10. Other details of the savings offer include:
- No minimum required to open savings account
- Savings is available as passbook or statement account
- Statement accounts receive quarterly statements
- Must make at least one $50 deposit during each statement cycle to receive the best rate
- $50 deposit must be made in person at a branch
- Savings rate falls to 0.25% if requirements are not met during statement cycle
- Balances above $10,000 earn 0.25% APY
The Simply Save account does not allow ATM, Visa Check Card, Internet banking transactions, or ACH debits. You are limited to one Simply Save account per social security number and three accounts per household. The bank also offers other savings accounts.
To open an account, you must live within the market that North Middlesex Savings Bank serves. The independent community bank is based in Ayer, Mass., and has been in business since 1885.

