Main Bank
Category: Bank Deals, Checking Accounts, Local Bank Deals, Savings Account Rates- fhuff- 6:55 pm/ May 24, 2010Main Bank has a savings account with a 1.66% annual percentage yield (APY). Savings rates are variable and can change at any time. The Mainstream Savings Account requires a minimum deposit of $5,000. Other details of the savings offer include:
- No quarterly fee for accounts with balances of $5,000 or more
- Quarter fee of $25 for accounts with balances below $5,000
- Interest is compounded and paid quarterly
- Statements delivered electronically
The savings account also requires you to open a checking account with Main Bank. The bank offers a no-frills personal checking account. It requires a minimum of $100 to open. The checking account also has a free ATM card and 40 free debits each month. If you make more than 40 debit transactions there is a fee of 25 cents per month.
The bank also has a Now Personal Checking that requires a minimum deposit of $1,000 to open, minimum $1,000 balance to avoid a monthly fee, and minimum collected balance of $1,000 to earn interest. This checking account allows 40 free debit transactions and has a free ATM card. There is a $10 fee with Check Safekeeping and a $12 fee if items are returned with your statement.
Main Bank is an independent, community-owned bank based in Albuquerque, New Mexico.
- 6 Month CD %
- 1-year CD %
- 2-year CD %
- Money Market Account %
- Savings Account %
- 30-year Fixed Mortgage 3.62 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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