Irwin Union Bank is offering a free Sharp 22 inch HD TV, LCD TV, or FLIP MinoHD Mini-Camcorder for opening an 11-month certificate of deposit. CD rates for this product vary based on zip codes, so you’ll have to enter yours to get a quote. A check of about 12 random zip codes throughout the U.S. found CD rates ranging from 2.01% APY to 2.21% APY as of June 23. Other details of the offer include:
—Minimum $20,000 deposit
—Interest rate will apply only to accounts opened online
—Penalty for early withdrawal will equal 91 days interest on amount withdrawn, plus $500 for costs associated with the promotional gift
—Free TV or camcorder will be provided within 30 days of opening the certificate of deposit
—Any taxes associated with the free gift are the account holder’s responsibility
The free HD TV or camcorder offer also applies to opening a new business checking account or Money Market Investment Account (MMIA). The business checking account offers digital images of all checks, unlimited support from the bank’s business experts, and a web-based business resource center. The MMIA account features no monthly service charge, free and unlimited ATM usage, and up to six transfers per month. Irwin Union Bank has branches in nine Midwestern and Western states.
- 6 Month CD 1.25 %
- 1-year CD 1.54 %
- 2-year CD 1.80 %
- Money Market Account 1.22 %
- Savings Account 1.29 %
- 30-year Fixed Mortgage 4.62 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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If you know of any bank deal that we haven't featured on our blog yet, we would love to hear from you.
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Can anybody tell me if it really takes 30 days to get the free gift?
Comment by pfstock — July 24, 2009 @ 2:01 pm