ING Direct

There’s still time to take advantage of ING Direct bank deals for Black Friday. The bank deals include a certificate of deposit with a 2.0% annual percentage yield (APY), a $121 bonus for opening an Electric Orange checking account, and $683 off mortgage closing costs. Here are details of the offers:

• The Orange CD rate is for a 12-month certificate of deposit. You must fund the CD from an external checking account. Interest on CDs accrues daily and is compounded monthly. The penalty for withdrawing funds early is three months interest for a CD that has a term of 12 months or less. Certificates of deposit that have terms longer than 12 months have a penalty of six months interest. Funds are FDIC insured up to  $250,000 per depositor.
• The checking account offer requires you to use reference code EOSAVE when opening an account online. Once the account is opened, you must make three signature transactions with your debit card within the first 45 days. The $121 bonus is put into your account on day 50. Electric Orange checking accounts pay interest that depends upon your balance.
• The Easy Orange Mortgage is for people with good credit. You get a low five-year fixed rate that’s based on repaying over 30 years. All payments are made electronically.

All accounts must be opened or applied for by 11:59 p.m. tonight to take advantage of the special deals.

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