With so many banks dropping their rates in the past week, I just wanted to point out HSBC savings right now. The only reason I’m pointing this rate out is based on the fact that they have had this rate consistently running for almost a few months now. It’s been going strong at 3% since October of 2008.
Here’s what you get with a HSBC Savings Account –
- No fees.
- No minimums.
- FDIC insured.
- 7x nation average.
If you’ve been looking for a decent savings account, I would add HSBC to the list as well. I’ve heard nothing but good things with the bank. Get more information at HSBC.com.
Annual Percentage Yield (APY) is accurate as of 12/31/2008. APY is variable and subject to change. Minimum deposit to open in $1.00.
No regular monthly or transaction fees. Other account-related charges may apply (e.g., NSF, stop payment order, and returned item fees).± National Statement Savings Average located at www.bankrate.com/brm/publ/passbk.asp?caret=2 in the Passbook/Statement Savings survey results as of 10/15/08 courtesy of Bankrate.com. HSBC Direct Online Savings Account APY is currently 7 times the national statement savings average APY.
§§ No regular monthly or transaction fees. Other account-related charges may apply (e.g. NSF, stop payment order, and return item fees).
† HSBC Direct deposit accounts are offered by HSBC Bank USA, N.A. Member FDIC. Deposits are insured to the maximum permitted by law.
- 6 Month CD 1.08 %
- 1-year CD 1.34 %
- 2-year CD 1.74 %
- Money Market Account 1.05 %
- Savings Account 1.05 %
- 30-year Fixed Mortgage 4.89 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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