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Hopkins Federal Savings Bank has a VIP checking account that earns 1.01 percent annual percentage yield (APY). The interest rate is current as of April 28, 2011. New checking accounts at the Baltimore-based bank are available only to residents of Maryland. Details of the bank offer include:

  • Free ATM card
  • Free transactions at ATM machines
  • Free printing of one order of checks each year
  • No monthly maintenance fee with balance of at least $500
  • Minimum balance of $1,000 to earn the APY

Hopkins Federal Savings Bank also has a Money Market Checking Account with a competitive interest rate. You can earn 1.11 percent APY on the account. The checking account offers an ATM card that can be used free at ATM machines and for point-of-sale purchases. You also can issue three checks of at least $500 during each statement cycle. The monthly maintenance fee is waived if you have a minimum daily balance of at least $2,500. The account is ideal for customers who don’t need to make a lot of transactions each month.

Hopkins Federal Savings Bank is a locally owned bank that has served residents of Baltimore and nearby communities since 1921. Accounts are insured by the Federal Deposit Insurance Corporation (FDIC).

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