Hanmi Bank is a FDIC-insured bank in California that was originally just serving the Korean-America community living in that area. Now by offering a variety of deposit products online to residents of any state, Hanmi Bank can be considered a national bank. Hanmi Bank has a streamlined online application process that can take less than ten minutes for anyone interested in one of their deposit products. Hanmi Bank has competitive savings account rates and checking account rates, but is actively promoting their online CD specials. Current CD rates today include:
12-month online CD 2.53% APY
9-month online CD 2.28% APY
6-month online CD 1.77% APY
3-month online CD 1.51% APY
Features of Hanmi Bank CDs:
- Interest compounded daily
- $1,000 minimum opening deposit
-$1,000 minimum balance required to earn stated APY
- penalties for early withdrawal
-FDIC insurance up to $250,000 per depositor
More information about Hanmi Bank online CDs

