This deal is opened to California residents only.
Thanks goes out to Joe for e-mailing me this great deal!
It seems like there’s nothing but negative news when it comes to CD rates and Savings Account rates but we managed to find a bank that is offering very competitive deals, Hanmi Bank.
Here are Hanmi Bank’s CD Rates as of 2/1/09:
- 3 months - 3.56% APY
- 6 months - 3.56% APY
- 9 months - 3.56% APY
- 12 months - 3.56% APY
All of their CDs require a minimum opening deposit of at least $1,000. Interest is compounded daily and will be credited to your account monthly. The maximum balance you can have is $100,000.
If the CDs don’t peak your interest, they are also offering a great Internet Savings Account as well at 3.04% APY. Remember that this deal can change at any time. The savings account requires a minimum of at least $100. If your balance falls under $500, you will see a monthly maintenance charge of $3.
Hanmi Bank is FDIC insured. For more information on these great rates, visit Hanmi.com.