First East Side Savings Bank has competitive rates for checking accounts and certificates of deposit. The bank, based in Tamarac, Fla., has CD rates as high as 3.5% annual percentage yield (APY) for five years. It also has a checking account with a 3.51% APY.
Bank rates on First East Side Savings Bank’s Reward Checking are better than some money market and CD rates. To receive the 3.51% bank rate customers must use a debit card a minimum of 10 times per cycle for purchases, have one direct deposit or automatic debit each month, and receive statements electronically. Other details of the checking offer include:
- No monthly or annual fees
- Free online bill pay
- Bank refunds up to $25 of fees paid to non-First East Side Savings Bank ATMs per cycle
The Customer Choice CD rates range from 1.65% APY for six months to 3.5% APY for five years. Interest on six-month CDs posts at maturity, while interest for other terms will be posted either quarterly or annually. The bank also has a special Internet only CD rate for a Customer Choice CD for one year (2.05% APY) and for two years (2.55% APY). Customer Choice CDs require a minimum opening balance of $5,000 and have early withdrawal penalties.
- 6 Month CD 1.08 %
- 1-year CD 1.34 %
- 2-year CD 1.74 %
- Money Market Account 1.05 %
- Savings Account 1.05 %
- 30-year Fixed Mortgage 4.89 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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