http://www.gotalkmoney.com/blog Get even more information on bank deals, CD rates, financial news, and more! Thu, 19 Nov 2009 23:09:38 +0000 http://backend.userland.com/rss092 en Competitive credit card offers from banks can be tough to find these days. But if you're into rewards programs, the Chase Sapphire credit card offers 10,000 bonus points after your first purchase or use of the account. Here are some of the details: No annual fee Earn one point per dollar spent Earn up to 10 bonus ... http://www.gotalkmoney.com/blog/chase BankOn has a money market with a 2.05% annual percentage yield (APY), plus a $50 cash bonus. Money market accounts are available only to residents of Nebraska, Colorado, Kansas, Missouri, and Wyoming. Money market accounts only available online Automatic transfers from BankOn checking accounts No minimum balance after opening No checks Online statements only Mobile banking ... http://www.gotalkmoney.com/blog/bankon New rules from the Federal Reserve will prohibit banks from charging overdraft fees unless customers consent to overdraft service on ATM and debit card transactions. That's good news to people who want to keep more funds in savings and checking accounts. "The final overdraft rules represent an important step forward in consumer protection," ... http://www.gotalkmoney.com/blog/federal-reserve-finalizes-rules-on-overdraft-fees SmartyPig combines the features of a savings account with  social networking. The savings account is aimed at folks who want to put money aside for a specific goal. With savings rates averaging 1.32%, the 2.01% annual percentage yield (APY) being offered by SmartyPig is a pretty good deal. Here's how the savings account ... http://www.gotalkmoney.com/blog/smartypig Savings rates are averaging about 1.32%, but TD Bank has an Elite Savings with a 1.5% annual percentage yield (APY). The offer expires Nov. 30, 2009, and is available when you open a new TD Bank checking account. Other details include: Minimum deposit of $10,000 in Elite Savings and checking account New customers can ... http://www.gotalkmoney.com/blog/td-bank