Open an Everbank Yield Pledge Money Market Account and earn a 2.25% bonus rate for the first three months on balances up to $50,000. The regular money market rate for the first year is 1.51% APY as of July 23, 2010. The money market rates are higher than the average 0.78% APY being earned by money markets. Details of the money market account include:
- Minimum deposit of $1,500
- Free check writing
- No monthly maintenance fee when minimum balance is maintained, otherwise fee is $8.95
- Insured by Federal Deposit Insurance Corp. (FDIC)
Everbank also offers a WorldCurrency Access Deposit Account that allows you to diversify your portfolio with major foreign currencies. Details of the money market account include:
- Initial deposit of at least $2,500
- $10,000 minimum to begin earning interest
- You can earn yields at foreign rates
- Easy transfers between global markets
- No monthly fees
- Insured by Federal Deposit Insurance Corp. (FDIC)
- Identity theft protection and credit monitoring
The money market can allow you to earn interest in a foreign currency, potentially benefiting from any appreciation against the U.S. dollar. Currencies can fluctuate, so it is important to assess your tolerance for risk.
Everbank, based in Jacksonville, FL, is one of the fastest growing, diversified financial companies. The company offers products and services throughout the U.S.
- 6 Month CD %
- 1-year CD %
- 2-year CD %
- Money Market Account %
- Savings Account %
- 30-year Fixed Mortgage 3.62 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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