Earn 4.41% APY with CB&S Bank
Category: Bank Deals- gotalkmoney.com- 2:49 pm/ April 3, 2008Citizen Bank Star Reward Checking – 4.41% APY
Just when you think the economy is slowing down and you can’t find any great money market or CD rate deals, I came across a checking account that’s issued by Citizens Bank. Yes, I know the rate does seem a little high for a checking account BUT there are a few things you need to do monthly in order to receive the rate. If you fail to do these things, you’ll only receive a lousy .24% APY, which tends to be the industry standard.
To earn the Star Rewards APY, you’ll have to perform the following monthly –
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Make at least 10 debit card transactions.
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Receive your monthly statement electronically.
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Have at least one direct deposit or ACH auto debit.
In order to open an account, you’ll need at least $100. As I mentioned above, if you fail to do the things mentioned, it will still act as a free checking account, you’ll just receive the lower APY. If your checking account balance is over $25,000, you’ll receive 1.01% APY.
For more information on this account, visit Citizen Bank’s website


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