Doral Bank Direct Certificate of Deposit
Category: Bank Deals, CD Rates- fhuff- 8:42 am/ May 16, 2011Doral Direct Bank has a 12-month personal certificate of deposit that earns 1.4 percent annual percentage yield (APY). The CD rate is current as of March 23, 2011, and can change at any time. Details of the certificate of deposit offer include:
- $1,000 minimum opening deposit
- Must maintain minimum daily balance of $1,000 to earn effective CD rate
- Interest is compounded daily
- Withdraw credited earnings without penalty
- Early withdrawal penalties
- Insured by Federal Deposit Insurance Corp. (FDIC)
CD rates and terms are available for six months to 60 months and include:
- 0.75 percent APY for six months
- 0.75 percent for nine months
- 0.75 percent for 18 months
- 1 percent for 24 months
- 1.25 percent for 36 months
- 1.25 percent for 48 months
- 1.25 percent for 60 months
You must be a citizen or permanent resident of the United States to open an account. CD accounts can be opened online or by mail by residents of all 50 states. Doral Bank Direct is the online banking services division of Doral Bank a subsidiary of Doral Financial Corp. Doral Bank has operations in Puerto Rico, New York, Florida and Oregon.

