Community Bank of Pickens County

If you live in or near Pickens County in Georgia there are a some bank deals you may be interested in. The Community Bank of Pickens County has some of the best certificate of deposit (CD) rates this week. The small bank is based in Jasper, Ga., and you must visit a branch to open an account.

CD rates as of Jan. 16, 2010, include:

• 1.25% APY for 6 months for balances under $50,000
• 1.5% APY for 6 months for $50,000 and up
• 1.9% APY for 12 months for under $50,000
• 2.15% APY for 12 months for $50,000 and up
• 2.05% APY for 24 months for under $50,000
• 2.3% APY for 24 months for $50,000 and up
• 2.15% APY for 36 months for under $50,000
• 2.4% APY for 36 months for $50,000 and up
• 2.45% APY for 60 months

The bank has CD rates for other terms, too. Those rates include a variable 12-month CD with a 1.75% APY for deposits under $50,000 and a 2% APY for $50,000 and up. CD rates can change at any time so contact the bank to get the most current information on any deals.

Opening a CD requires a minimum deposit of $500. Withdrawing money early results in penalties, which can reduce total earnings.

Community Bank of Pickens County has two full-service branches and 10 ATMs throughout the area. The bank also offers access to accounts online and you can elect to receive electronic statements.

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