Princeville State Bank has a high-interest checking account that offers 3.51% annual percentage yield (APY) on balances up to $25,000. Balances over $25,000 earn 0.5% APY. The Kasasa Cash checking account has no minimum opening balance requirement and no monthly fee. Other details of the account include:

• Unlimited check writing
• ATM fees up to $20 refunded each month
• No minimum balance requirement
• Free Visa debit card
• Free online banking with bill pay
• Direct deposit is available
• Insured by Federal Deposit Insurance Corp. (FDIC)

To qualify for the best bank rates and ATM refunds, you must make 10 debit card transactions per statement cycle. You also must set up one recurring automatic deposit and receive electronic statements. If you don’t qualify for the best bank rates during any statement cycle, you earn the base rate of 0.05% APY on your balance

Princeville State Bank, based in Princeville, Ill. also has a Kasasa Saver, a savings account that is linked to the Kasasa Cash checking account. Kasasa Saver earns 1.75% APY on balances up to $100,000 and 0.5% on balances over $100,000. If you don’t meet the qualifications for the account, the savings rate is 0.05% APY. The savings account has no minimum balance requirement or monthly fee.

Hopkins Federal Savings Bank has several savings accounts and certificates of deposit (CDs) that can help grow your money. The bank is based in Baltimore and new accounts are only available to residents of Maryland.

The Max passbook has a savings rate of 1.51% annual percentage yield (APY). The savings account requires a minimum daily balance of $1,000. The Statement Savings also requires a minimum balance of $1,000 to earn interest, but offers different savings rates depending on the balance. The savings rate for a minimum balance of $1,000 is 1.11% APY. A minimum balance of $10,000 has a savings rate of 1.51% and a minimum of $25,000 earns 1.51%. The savings rates are current as of May 27, 2010. Interest is compounded daily and credited monthly.

Hopkins Federal Savings Bank also offers CDs with a variety of terms. The CD rates include:

• 1.36% APY for 6 months
• 1.56% APY for 1 year
• 1.76% APY for 18 months
• 2.1% APY for 30 months
• 2.85% for 60 months

CDs renew automatically unless you notify the bank. Interest is compounded daily and credited monthly. Early withdrawals from a CD results in a penalty.

Dollar Bank has a savings rate of 2% annual percentage yield (APY) on balances up to $20,000. The FreeMoney Savings must be linked to a FreeMoney Checking or e-Checking account, which are free checking accounts. Other details of the savings account include:

• $50 minimum to open
• No monthly service charge
• No minimum balance
• Insured by Federal Deposit Insurance Corp. (FDIC)

Interest on the FreeMoney Savings is subject to change so check with the bank for current savings rates. Interest is compounded and credited monthly. When non-cash deposits, such as checks, are made, interest begins to accrue the same day.

The FreeMoney Checking and e-Checking accounts earn up to $150 each year in rewards. You can earn 10 cents each time you sign for a debit purchase with a MasterCard. You can earn 5 cents for each bill paid online and get free access to more than 37,000 ATMs. The checking account requires a $50 minimum to open. The checking accounts also offer unlimited check writing and 50% off checks. The account also offers immediate access to direct deposits.

Dollar Bank operates more than 60 branches and loan centers in the Pittsburgh and Cleveland metropolitan areas.

Bank2 is offering a savings rate of 2.01% annual percentage yield (APY) and a checking account that earns 4.01% APY. The two accounts work together to help you grow your money.

The savings and checking accounts include the following features:

• No minimum balance
• No monthly fees
• Free online banking
• Free e-statements
• Direct deposit available
• $100 minimum deposit to open account

The savings and checking accounts also are insured by the Federal Deposit Insurance Corp. There is unlimited check writing privileges and up to $50 of ATM fees are refunded during each statement period. When you open two accounts, the 4.01% interest earned on the checking account is automatically deposited into the savings.

The Great Rate Checking includes the following features:

• 4.01 APY on balances up to $15,000
• 1.01% APY on balances over $15,000
• 0.1% APY if you don’t meet qualifications for the checking account

The Great Rate Savings has a 2.01% APY on balances up to $35,000. If you have more than $35,000, the savings pays 1.01% APY on the portion above that amount. If you don’t meet the qualifications for the savings account, the interest rate is 0.1% APY.

Bank2 is a unit of Chickasaw Banc Holding Company, which is 100% owned by the Chickasaw Nation. The bank is based in Oklahoma City, OK.

Open an online savings account at HSBC Bank and earn 1.1% annual percentage yield (APY). That compares with the average savings rate of 0.8% APY currently being offered by banks. The savings rate is current as of July 24, 2010. The savings rate is variable and can change at any time.

Details of the savings account include:

• Open a savings account with as little as $1
• No minimum balance requirement
• No monthly maintenance fees
• HSBC checking account is not required
• Link non-HSBC Bank checking account to savings

HSBC Bank allows you to link as many checking accounts to your savings as you want. Recurring transfers can be set up between accounts. You also can withdraw money from most U.S. ATMs with an ATM or debit card. You can only manage the savings account  online and you have access to 24-hour customer support online or by phone.

HSBC Bank is part of HSBC Group, which is based in London. The financial services company has approximately 8,500 offices in 86 countries. HSBC also has over 475 branches located in the U.S.

Money in a HSBC Bank online savings account is insured by the Federal  Deposit Insurance Corp. (FDIC) up to $250,000 per depositor.