Some banks offer bonuses for opening personal checking accounts but not business accounts. If you’re looking for banks that have special deals for business accounts, Chase is offering a $100 bonus for opening a business checking account.

Sign up on the Chase website to receive a $100 coupon by email. You have to take the coupon to a Chase branch and open a business checking account. The $100 bonus is deposited into your account within 10 days of meeting the minimum deposit requirement.

Other details of the checking account offer include:

• Minimum deposit of $500 with funds from a non-Chase bank account within 30 days of opening
• Limit of one business checking account-related premium per customer each year
• Interest bearing checking accounts available to sole proprietors, non-profits, and government entities
• No monthly service fee
• Up to 200 transactions per month on a Chase BusinessClassic Checking or Chase BusinessClassic Checking with Interest

Free checking accounts require you to do one of the following:

• Make five or more debit card purchases during each statement period
• Link the  checking account to a Chase Business Credit Card that has a balance above $0 at least once during the statement cycle
• Link the business account to a Chase personal checking account
• Maintain a monthly average balance of $4,000 to $7,500 depending upon the region

The $100 bonus offer expires March 15, 2010.

TCF Financial Bank, of Wayzata, MN says it plans to end its totally free checking due to new rules that limit overdraft fees.

“It’s the end of an era,” Bill Cooper, the bank’s chairman and CEO, told the Star Tribune. “We invented totally free checking and everyone copied it. It was a wonderful product. But the regulatory apparatus, misinterpreting what everyone wants, has changed that.”

More than 1 million checking accounts that were previously free now require a monthly maintenance fee. The bank didn’t disclose the amount of the maintenance fee for the checking accounts, but it is expected to go into effect soon. Customers who meet a minimum balance requirement won’t be charged a monthly maintenance fee.

Apparently many banks are looking at doing away with free checking accounts as a way to boost revenues. Some banks have introduced or increased fees for other services. Many banks expect to lose a lot of money they normally make from overdraft charges when new federal rules go into affect.

Beginning in July, banks won’t be allowed to charge overdraft fees for transactions involving ATM and debit cards unless customers choose to opt in to that service.

Redneck Bank has more than a colorful name. It has a couple of competitive bank deals for money market and checking account customers.

The bank offers a Mega Money Market account with a 2% annual percentage yield (APY). Details of the offer include:

• No minimum balance required
• No monthly maintenance fee
• 2% APY on balances up to $35,000
• 1% APY on amounts over $35,000

The money market account also allows six free withdrawals each month. There is a $5 fee for each additional withdrawal.

The money market also comes with a free Visa CheckCard and free online banking. You can also sign up for overdraft services.

The Rewards Checking is a free account. Redneck Bank is currently offering checking customers a 4% APY for balances up to $10,000 and 1% APY on amounts over that. Details of the checking account include:

• No minimum balance
• Must receive statements electronically
• Must make 10 sales transactions with Visa CheckCard each month
• Free daily notification if you overdraw account
• Free online banking and customer service
• Overdraft protection available

Redneck Bank is an online bank that is owned by the Bank of the Wichitas, which has been in business since 1913. The bank is based in Snyder, OK. Accounts are insured by the Federal Deposit Insurance Corp (FDIC).

It’s frustrating to earn no return on checking account deposits, so it can pay to shop around for banks that offer interest.  Ally Bank has a new Interest Checking that works like a money market but offers the convenience of a checking account. Details of the offer include:

• 1.15% annual percentage yield (APY) on balances of $15,000 and up
• 0.5% APY on balances up to $15,000
• No monthly fee
• No minimum deposit required or minimum balance requirement
• No fees for using other banks’ ATMs

ATM fees for using other banks are refunded at the end of the monthly statement period. The checking account also offers free online banking and bill pay. You get free checks, a debit card, and unlimited check writing.

The account also offers a free overdraft service linked to an Ally Bank savings or money market account. You can set up balance alerts and be notified when you balance dips below those targets. You can authorize transactions by phone, online, or by ATM.

Although there is no monthly maintenance fee, other charges may apply. Those fees can include a non-sufficient funds fee of $9 per day, a stop payment fee of $15, and a returned deposit free of $7.50. The account also has a $20 fee for outgoing wire transfers.

Looking for one of the best rates on a free checking account? Royal Banks of Missouri’s Majestic Checking Account is worth a look. The bank offers a 4.3% annual percentage yield (APY) on the checking account.

 Other details of the offer include:

• $100 minimum to open
• No minimum balance required
• No monthly service fee

The 4.3% APY applies to checking account balances up to $24,999. Balances above that amount receive a bank rate of 1.4% APY. The bank rate falls to 0.15% APY if you don’t meet all the requirements.

To earn the best rates you need to make 10 point of sale debit transactions and one direct deposit and/or ACH Debit/Credit transaction during each statement cycle. You also must receive statements online.

The checking account also offers free access to ATMs nationwide if you meet all the requirements of the account. You can receive a refund of up to $25 of non-Royal Banks of Missouri ATM charges at the end of the statement cycle. Fees are not refunded if you don’t meet all the requirements.

The checking account also offers a MasterCard debit card, free online banking, and bill pay. If you qualify, you can also get a no annual fee Royal Banks credit card.

The bank is a unit of Royal Bancshares Inc., which is based in University City, Mo.