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Bank Deals, Checking Accounts, Misc. Deals

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PNC Bank $100 reward

Category: Bank Deals, Checking Accounts, Misc. Deals- fhuff- 7:27 pm/ August 23, 2011

Open a Virtual Wallet at PNC Bank and you could earn a $100 reward. The offer is good through Sept. 30, 2011. You can open a Virtual Wallet online or ask to receive a coupon that can be redeemed at a local branch. To receive the reward you must make qualifying direct deposits totaling at least $750 and 10 purchases with a PNC Visa Check Card within 60 days of opening the account. Other details of the offer include:

  • You must open a Performance, Performance Select or Performance Spend checking account
  • Credit card cash advance transfers and transfers from one account to another do not qualify for reward
  • Deposits made at a branch or ATM do not qualify for reward
  • Only new PNC Bank checking account customers are eligible for reward
  • Only one reward per customer
  • ATM fees at banks other than PNC Bank are reimbursed
  • Free mobile banking services

You must be a resident of one of the following states to be eligible for the PNC Bank promotion: Delaware, Florida, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, Ohio, Pennsylvania, Virginia, Wisconsin and the District of Columbia.

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If you have a large sum of money you need to park in a safe place for a while, Quantum National Bank has a Hi-Rate Money Market that earns 1 percent annual percentage yield. The money market rate is good for deposits of $100,000 and up. So if you have a large sum of money saved up for a house down payment, business purchase or some other financial transaction that will take place in the near future, this money market can allow you to earn a modest return on your money rather than have it sit in a non-interest bearing account.

Details of the money market account include:

  • Minimum deposit of $100 required
  • No monthly fee for balances above $1,500
  • $12 monthly fee for balances below $1,500
  • Checks are available
  • Six withdrawals per statement or you get charged $10 per excessive withdrawal

The Hi-Rate Money Market has tiered interest rates. Balances up to $9,999 earn 0.05 percent APY, $10,000 to $49,999 earns 0.15 percent APY and $50,000 to $99,999 earns 0.2 percent APY. The Hi-Rate Money Market is also available for business deposits. Accounts are available only to residents of Georgia.

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Incrediblebank has a money market account that earns 1.25 percent annual percentage yield (APY) on balances of $2,500 to $249,999. Money markets with balances above $250,000 earn 0.8% APY. Details of the money market offer include:

  • Minimum opening deposit of $2,500
  • $10 monthly maintenance fee if balance falls below $2,500
  • Insured by the Federal Deposit Insurance Corp. (FDIC)

The bank also has a checking account that earns 1.21 percent APY on balances up to $249,000. Balances above that amount earn 0.8 percent APY. The checking account requires a minimum deposit of $1,000. Fees that may reduce earnings on the account include $15 a month for paper statements. $29 for stop payments and $34 per item for overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. There is a maximum of $340 per day for overdraft charges.

Incrediblebank, a division of River Valley Bank, based in Wausau, Wis., also has competitive CD rates. You need a minimum opening deposit of $10,000 to open a certificate of deposit. The maximum deposit allowed for CDs is $90,000. CD terms include 9 months, 13 months and 19 months. Interest earned must be added back to the certificate of deposit.

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Dime Savings Bank has a Prime Rewards Money Market Account earning 1.01 percent annual percentage yield (APY) on balances of $75,000 and up. The money market rate is available for passbook and statement accounts. The money market has tiered interest rates that are currently at:

  • 0.2 percent APY for balances of less than $1,000
  • 0.45 percent APY for $1,000 to $24,999
  • 0.75 percent APY for $25,000 to $49,999
  • 0.9 percent APY for $50,000 to $74,999

If you maintain a Dime Savings Bank checking account you automatically qualify for the money market account. Other details of the money market account include no monthly $10 fee if you maintain an average daily balance of $2,500 and it is insured by the Federal Deposit Insurance Corp. (FDIC). For statement accounts you can write up to six checks per monthly statement, get a free ATM card or Visa check card and check your balance 24 hours a day with online banking.

The bank also has a competitive CD rate of 1.15 percent APY for a 2-year term. To open a certificate of deposit you need a minimum deposit of $500. Interest is compounded daily and credited monthly. CD terms at the bank range from 3 months to 7 years. Dime Savings Bank is based in New York.

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Open a Valley National Bank checking account and you could earn up to $150 in cash bonuses. Setting up a checking account requires a minimum deposit of $100. You’ll receive a cash bonus of $75 after signing up for mobile banking. Another $75 bonus will be credited to your account when you sign up for monthly direct deposit or enroll in online banking and complete three merchant bill payments. Other details of the offer include:

  • Account is free for a year
  • First order of checks is free
  • Free online statements, mobile banking, debit card and banking by phone
  • Funds deposited must be from another institution
  • Insured by the Federal Deposit Insurance Corp. (FDIC)

All requirements must be met within 60 days of opening a checking account to qualify for the cash rewards. Once requirements are met the cash rewards will be credited within 90 days of the account being opened.

Only new checking account customers can qualify for the cash rewards. The offer is limited to one per customer and two per household. Accounts that qualify for the offer are the Perfect Checking, Student Reward Checking, Basic Consumer, Senior Citizen Checking and NOW Checking. Valley National Bank is based in Wayne, N.J.

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