American Trust Bank

American Trust Bank has a 1-year certificate of deposit that earns 1.5% annual percentage yield (APY). Details of the certificate of deposit include:

• $1,000 minimum opening deposit
• Interest compounded daily
• CD rates available for personal and business accounts

Early withdrawals result in a penalty of all accrued interest for terms of 1 to 3 months, 3 months interest for terms of 6 to 12 months, and 6 months interest for terms greater than 12 months. During the 10-day grace period the interest rates are subject to change prior to renewal without notice. If you don’t renew the certificate of deposit, you lose any interest that was earned during the 10-day grace period. You can keep any interest earned during the grace period if you choose to renew.

CD rates can change at any time so check with the bank to get the most current information. Other CD rates and terms include:

• 0.89% APY for 1 month
• 0.99% APY for 2 months
• 1.07% APY for 3 months
• 1.27% APY for 6 months
• 1.55% APY for 18 months
• 1.96% AOY for 24 months
• 1.89% APY for 30 months
• 2% APY for 36 months
• 2.25% APY for 48 months
• 2.5% APY for 60 months

American Trust Bank has locations in the following towns in Georgia: Roswell, Alpharetta, and Cumming. The bank also offers service by phone and online.

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