Looking for bank deals that put money back in your pocket? Get up to $500 for referring friends and family to Citibank to open a checking account. You must have a Citibank checking account to qualify for the offer. Other details of the bank deals for checking include:

• Earn $100 for each new Citigold or Citibusiness account
• Earn $50 for each new Citibank account
• Earn $25 for each new Citibank EZ checking account
• Only five referrals per customer
• Cash bonus deposited within 120 days of verification of new customer’s account opening
• New bank customer also receives a bonus

New customers who open an account must deposit $1,000 or more ($500 for EZ Checking) within 60 days to receive the cash.  Depending on the account opened, the customer receives a bonus of $100, $50, or $25. The bank’s terms also require one direct deposit, two electronic bill payments, or five or more qualifying non-PIN transactions with the bank’s debit card. The account must be open and in good standing to receive the cash bonus.

The bank deal is only available in Citibank branches, and only one offer is allowed per Citibank customer. You also must be a resident of the U.S. or a resident alien with a valid U.S. taxpayer identification number to qualify for the bank’s deal.

Nationwide Bank has money market accounts with a rate of 1.8% annual percentage yield (APY). Money market accounts at the bank require a minimum opening deposit of $1,000. Other features of money markets at Nationwide  Bank include:

• No monthly maintenance fee with $1,000 minimum daily balance
• Free money transfers between Nationwide Bank and other banks
• Free accees to over 37,000 Allpoint ATMs and 400,000 Visa/PLUS ATMs around the U.S.
• Two free ATM transactions a month at non-Nationwide banks
• Insured by the Federal Deposit Insurance Corp. (FDIC)

Money markets include free online banking, as well as online statements. However, transactions can also be completed by phone, at ATMs, and by mail.

You are allowed up to six pre-authorized withdrawals during each monthly statement cycle including telephone or electronic transfers, check or point-of-sale transactions. This limit does not apply to the number of withdrawals you can make at an ATM, by mail, or at a Nationwide branch.

You also can request that money markets be linked to checking accounts for overdraft protection. A fee is assessed to the checking account on any day that overdraft protection is used.

Giantbank, the online division of Fort Lauderdale, Fla.-based Landmark Bank, has a 12-month certificate of deposit with a 2.01% annual percentage yield (APY).  If you’re looking for a longer or shorter term, take a look at the follow CD rates:

• 91 days -  0.75% APY
• 182 days - 1.56% APY
• 9 months - 1.61% APY
• 24 months - 2.11% APY
• 36 months - 2.16% APY
• 60 months - 2.31% APY

The CD rates were current as of Sept. 2, but are subject to change. Also, certain fees may reduce the overall earnings on an account. Interest on the account is compounded daily and credited to accounts monthly.

You need a minimum deposit of $2,500 to open an account;  you can open certificates of deposit online or by mail; and you can access account information either online or by telephone 24 hours a day.

If you take money out of your CD before the end of the term, you’ll pay an early withdrawal penalty. However, you can have interest that is credited in the term before maturity mailed to you or transferred to a Giantbank checking or money market account without any penalties.

Unless you notify the bank, your CD will automatically renew upon reaching maturity. You have 10 calendar days after maturity to withdraw money from the CD without getting hit with a penalty.