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I want to thank BankDeals Blog for finding this one.

NorthEast Community Bank is offering some very competitive rates on most of its CDs.  According to the bank, anyone can open up an account, since they have an online process.

Below are the rates that are effective 2/27/2009 according to the website:

• 3 months:  2.02% APY
• 6 months:  2.28% APY
• 12 months:  2.79% APY
• 18 months:  3.05% APY
• 24 months:  3.05% APY
• 30 months:  2.79% APY
• 36 months:  2.79% APY
• 48 months:  2.79% APY
• 60 months:  2.79% APY

The minimum balance required will depend on the CD you open.  A 3 month requires a $5,000 deposit while anything 13 moth and above require $500.

NorthEast Community has a solid 5 / 5 star Bankrate safe and sound rating.  For more information, visit NECommunityBank.com.

If you’re looking for short term CDs, you may want to check out Alliant Credit Union’s short term CD rates.  As of March 11, 2009, they are offering very competitive rates that do fall into the top 5.

Alliant Credit Union does have certain restrictions to join which can be found here.

Here are the rates as of 3/11/09:

12-17m:  3% APY (up to 25k) — 3.15% (25k and up)

18-23m:  3% APY (up to 25k) — 3.15% (25k and up)

24-35m:  3.15% APY (up to 25k) — 3.30% (25k and up)

36-47m:  3.60% APY (up to 25k) — 3.75% (25k and up)

48-60m:  3.85% APY (up to 25k) — 4.00% (25k and up)

All CDs require a minimum deposit of at least $1,000.

All deposits are insured by the NCUA, a national credit union administration, a US government agency.

For more info on these CD rates, visit AliantCreditUnion.org.

Rates continue to drop just a little but there haven’t been many changes in regard for this week.  Below are the top rates for each length as of March 10, 2009.

• 3 month:  Umbrella - 1.95% APY
• 6 month:  Nexity - 2.51% APY
• 1 year:  GMAC - 2.95% APY
• 18 month:  Umbrella - 2.95% APY
• 2 year:  New Dominion Direct - 3.01% APY
• 3 year:  Flagstar - 3.15% APY
• 5 year:  Intervest - 3.66% APY

If you’re interested in the other other top 10 rates for each category, remember that you can always check on our cd rate table.

In other news, Yahoo Finance has a great article on bank deals and other great rates you can find today all put together in one article.

If you’re looking for a long term CD rate that pretty competitive, US Bank released their CD rates on March 9, 2009 and they are pretty attractive.  I would recommend that if you are interested that you jump on this quickly because banks drop rates fast if the demand is high enough.

Here are the rates as of 3/9/09:

• 13 months:  2.15% APY
• 37 months:  3.00% APY
• 59 months:  4.00% APY

All CDs do require a $1,000 minimum deposit.  Interest is paid annually.

US Bank offers more than just CD rates.  From mortgages to savings accounts, they do have a lot of accounts worth looking at but in particular, the CD rates are the best right now.

US Bank has a 4/5 Bankrate safe and sound rating.  For more information, visit USBank.com.

For a limited time, you can receive a great new free thank you gift with HSBC when you sign up for the HSBC premier services.

HSBC Premier allows you to bank in over 40 countries all over the world and you’ll receive the same services you would at home.

Here’s how you can get your free Amazon Kindle 2:

Must open up a minimum $50,000 in new money between March 2, 2009 and April 25, 2009.

To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances or $500,000 in combined personal deposit, investment, and credit/mortgage balances.  Business owners may use their commercial balances to qualify.

You have up to 90 days after account opening to meet the full $100,000 balance requirement.  A $50 monthly maintenance fee will be incurred if the minimum balance isn’t met.

If this sounds like something of interest, there’s a lot more fine print and detail all on HSBC’s website at US.HSBC.COM.