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Thanks goes out to “‘writer..” who sent this deal via e-mail!

Oritani Bank is offering some top tier CD rates as a promotion as of 2/15/09.  Some of the rates listed below actually beat the #1 rates nationwide.

Rates as of 2/15/09:

• 4 month special:  2.40% APY
• 8 month special:  2.80% APY
• 15 month special:  3.00% APY
• 18 month:  2.90% APY
• 2 year:  3.10% APY

All CDs require a minimum balance of $1,000.

If you’re not interested in the CD rates, Oritani is also offering a 2.50% APY money market account.  To receive this rate, you must open an account with at least $25,000.  Rates are subject to change on these accounts.

If that’s not enough, the bank is offering a 2.10% Gold Checking account.  It includes free online banking, a debit card and checks.  You must open this account with at least $10,000 to get this rate.

All rates are FDIC insured.

To get more information on these rates, visit Oritani.com.

Thanks goes to a reader who pointed this out via e-mail.

NOTE:  Open to WA area residents only.

I usually don’t post that many local deals but this one was too good to pass up, especially those that are in the Washington area.

From now until 8/31/09, open up a Money Market with at least $11,000 and you’ll get a guaranteed rate of 3.83% APY.  If you’re a non-customer, you must deposit your first $1,000 in a standard Navigator account.

• No monthly fees.
• No penalty to access your funds (the number of withdrawals are limited like any other money market)
• FDIC insured.

To get more information on this great deal, visit AnchorNetBank.com and also visit this location page for more details on where you can find a branch near you.

If you haven’t heard of Century Bank Direct yet, you may want to check them out.  Century Bank is currently offering some top 10 offers across the board.  From their CD rates to the their money market rates, each rate they have as of 2/13/09 is pretty competitive. 

Listed below are some of the rates you can get.

High Interest Savings Account

1. 3.04% APY
2. No monthly fees.
3. No minimum balance.
4. Three free withdrawals per month.

High Interest Checking Account

• 2.59% APY
• $100 minimum deposit to open.
• Earn interest up to $50,000
• No minimum balance fee.
• No monthly fee.
• Visa Check/ATM Card.
• ATM surcharge reimbursement (5/month)
• Free initial order or personalized checks.

Money Market Account

• 2.82% APY
• $1,000 minimum opening deposit.
• Earn interest on entire balance.
• Visa Check/ATM card.
• Three free withdrawals each month.

High Interest CDs

• 5 months:  2.51% APY
• 10 months:  2.61% APY
• 15 months:  2.71% APY
• 20 months:  2.81% APY
• Interest calculated daily and paid monthly.
• Minimum deposit of $1,000.

It’s fairly rare to see a bank offering these deals right now, especially from all of these categories.  Keep in mind that these rates are as of 2/13/2009 and the rates can change all accounts.

All accounts listed above are FDIC insured.  Century Bank Direct is a division of the Century Bank of Kentucky.  This bank holds a 1 / 5 star Bankrate.com safe and sound rating.

To get more information on these accounts, visit CenturyBankDirect.com.

Discover Bank is offering $50 for opening a new CD account online.  Between now and February 28, 2009, open a new CD account at DiscoverBank.com with a minimum of $10,000 and Discover Bank will credit your account with $50.

You must enter Offer Code D100820 on the online form in order to qualify (the above link will automatically fill it in for you).  You are welcome to share this code with friends but they’ll need to either come to this site and click the link or enter the offer code on the application form in order to get the free $50.  

The offer is good through February 28, 2009. To earn the cash offer, a minimum deposit of $10,000 in new funds must be received by March 15, 2009 and those funds must remain on deposit for at least 90 days. The cash offer will be credited to your Discover Bank account 4 to 6 weeks after the 90-day period. Offer limited to one per customer and not applicable for accounts opened via phone or mail.

For more information, make sure you follow this Gotalkmoney.com link to get the deal.

Bank of Internet is offering some great rates across the board.   From CDs to their high yield checking account, let’s look at each account individually and see what each one can offer for you.

Bank of Internet 1.60% Checking Account

If you’re in the market for a high yield checking account, Bank of Internet is offering a checking account that pays 1.60% APY.  This is a fairly high checking account rate outside of the credit unions.

• FDIC insured.
• ATM reimbursement (up to $8/mo.).
• Free online bill pay.
• $500 minimum to open.

Bank of Internet CD Rates

Bank of Internet today is actually offering some pretty competitive CD rates that do fall into the top 10 for some rates.

As of 2/11/09, here are the current rates:

• 6 - 11 months:  1.24% APY
• 12 - 23 months:  1.69% APY
• 24 to 35 months:  2.52% APY
• 36 to 47 months:  2.62% APY
• 48 to 59 months:  2.71% APY
• 60 month:  2.81% APY

All CDs do require a $1000 minimum to open.  They have no fees and once again, are FDIC insured.

Bank of Internet Savings Account

Let’s save the best one for the last.  If the checking and CD rates aren’t good enough for you, Bank of Internet is offering a money market rate that is currently #2 on the top 10 money market listover at GoTalkMoney.com.

As of 2/11/09, the rate is 3.00% APY, trailing Dollar Savings Direct’s 3.20%.   There are no fees, no minimum balance required to open up an account and it’s FDIC insured.

To learn more about these great services and more, follow the blue links on the title or call 877.541.BOFI.