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I would like to thank an e-mailer for pointing out this deal.

Broadway Federal Bank is offering a 4.08% APY special anniversary savings account for a limited time.  In order to be eliglbe, you will need to make an initial investment of at least $1,000.

Here’s what you get with the account -

• ATM Card
• FDIC Insured

Keep in mind that the rate is subject to change and this deal is only available online.  Broadway Federal Savings has a bankrate.com 4/5 star rating.

For more information on this bank, visit Broadwayfed.com.

NOTE:  This is a local deal available to MI residents.

Open up a checking account with Flagstar Bank and get $100 deposited right into your new account.

Here’s how you do it –

• You must open up the account at a local bank in person.
• Must be a new checking account.
• Need to have automatic recurring direct deposit of at least $250 a month.  Within the first 30 days of the recurring deposit, Flagstar will deposit the $100 into your account.  Accounts must remain active for a minimum of six months.

If this deal sounds good to you, get more information at Flagstar.com.

I never really talk about high interest checking accounts online but I thought I’d point out this fantastic deal being offered by Salem Five Direct.

As of 12/20/2008, you can earn up to 3.00% APY.  Here’s the balance structure –

• $0-$49,999:  2.75% APY
• $50,000-$99,999:  2.90% APY
• $100,000 - $999,999:  3.00% APY
• $1,000,000+:  0.50% APY

Salem Five is offering one of the top rates when it comes to their checking accounts.  If you’re unfamiliar with their banking or their services, here’s what their checking account offers:

• No monthly fees
• No minimum balance
• Free use of ANY ATM.
• Free online bill payment.
• Unlimited checking and debit card transactions.
• FDIC insured

Be sure to enroll with direct deposit today because you can get a $25 bonus on top of that.

To get more information on this checking account, visit SalemFiveDirect.com.

I just wanted to point out a great savings account from GMAC Bank.  As of right now (12/19/08), GMAC is offering a top 3 industry leading savings account rate at 3.75% APY.  The great thing about this account is that it doesn’t require a minimum balance, so you can start today.

Here’s what you get –

• Access to your money 24/7.
• No minimum balance required.
• Free online transfers that allow you to move funds to existing bank accounts.
• No monthly service fees.
• FDIC insured.

Seeing that the national average savings rate right now is 0.42% APY, you can’t go wrong with checking this deal out.  GMAC Bank has a solid 4 / 5 bankrate.com star rating. 

For more information on this great savings rate deal and more, visit GMACBank.com.

The other day I wrote about how you could get a $125 deal with Chase but I found this link as well if anyone was interested.  Make sure you open up an account by December 31, 2008 because this is when the offer expires.

Here’s how you do it –

Visit this Chase.com bonus page and input your address.  You’ll receive a $100 coupon in your inbox.

When you get the coupon, you’ll want to either visit your local branch or apply online.

You must put in at least $100 minimum and must be a new customer for the bonus to apply.

Within 60 days of opening the account, you must initiate some sort of direct deposit.  After the direct deposit had been made, you’ll get your bonus within 10 days.

Chase is always offering great offers like this.  Make sure you also check out the $125 bonus from Chase mentioned earlier.