Interested in a $150 bonus?  Well, for a limited National City Bank will give you this bonus when you open up a checking account with direct deposit. 

Checking Account Features:

• Unlimited transactions
• Free Visa® CheckCard*
• Free Online Banking
• Free Online Bill Payment
• Personal savings account (with no monthly maintenance
  fee and no minimum balance)
• Free online statements
• Free banking rewards program - points from National City®

Only some states qualify.  To see if your state qualifies, click on this link and input your zip code.  From there, you’ll be able to get more information.

Open up an online savings account by 10/31/2008 and deposit at least $25,000 and you’ll get a nice $50 bonus.  This bonus wasn’t feature online but I have to give credit to Ken at the BankDeals Blog.   You can view the ad in the San Francisco Chronicle.

Make sure that you use the offer code BONUS50 if you do sign up. 

For more information on Capital One’s Savings Account, you can visit their main homepage at http://www.capitalone.com/directbanking/

If you’ve been in the hunt for a money market account lately, you’ve probably come across the bank Dollar Savings Direct.  As of October 2008, they’re offering the best rate in the nation at a very attractive 4.00%.  Some consumers have had questions about this bank and here’s a little information about them –

• Dollar Savings Direct is a division of Emigrant Bank.  Emigrant Bank was founded in 1850 and is FDIC insured with over 14.7 billion in assets.
• There are no fees with the account.
• $1,000 minimum balance required to open the account.
• Opening an account is easy.  You just need to be 18 years old, have a social security number, and a legal US address.

To get more information on Dollar Savings Direct, visit their landing page.

Right now, there are some pretty good money market rates out there.  Keep in mind that two out of the three banks have only been in the top three for 2 weeks.  Corus Bank on the other hand has been in the top ten for almost 40 consistent weeks, making them a bank you should look at.

As of 10/14/2008, here are the top three money market rates –

• Dollar Savings Direct - 4.00% APY - $1,000 minimum
• Corus Bank - 3.85% APY - $100 minimum
• Venture Bank Direct - 3.80% - $1 minimum

All of these banks are FDIC insured and are very safe and secure.

Citi Bank’s ultimate savings account right now will let you earn 3.50% APY.  All you will need is $100 and you’re set to go. 

Here’s what you get with Citi Bank’s Ultimate Savings Account –

• 3.50% APY (top ten in the industry for a savings account.)
• FDIC Insurance
• No checking account required
• No monthly maintenance fee

Annual Percentage Yield (APY) is accurate as of 10/11/2008 and is subject to change without notice. The rate will apply only to accounts opened through citibank.com or by phone, and may change after the account is opened. Fees may reduce earnings.

You must apply online at citibank.com or by phone to open a Citibank^® Ultimate Savings Account in one of the following qualifying relationship packages: Citibank^® EZ Checking, Citibank Account, Citibank Everything Counts^®, or Citigold^® Account. Applicant must be a citizen or resident alien of the United States (U.S.) who is at least 18 years old with a valid U.S. taxpayer identification number. All accounts are subject to approval. Deposits are subject to Citibank’s standard funds availability schedule.

² No monthly maintenance fee applies when held as a stand-alone account in the Citibank Account relationship package. Other account charges may apply.

This savings account is only available online or phone.  The application process will take no longer than 10 minutes.  To get more information on this account, visit Citi Bank’s savings page.