dcsimg

Archive

Get all the blog posts delivered straight to your email


Washington Mutual Raises Savings Rate

Category: Bank Deals- gotalkmoney.com- 12:14 pm/ September 24, 2008

WAMU raised it’s savings rate on Wednesday.  What used to be 3.75% APY is now a very nice 4.00% APY.  With this savings account though, you have to keep in mind that you have to apply for a checking account as well.

WaMu Free Checking™  account: We offer one style of check for free. WaMu will not charge ATM fees for cash withdrawals, but non-refundable ATM operator fees may apply. Foreign currency exchange and transaction fees may apply to wires and card transactions. Other banks involved in wire transfer may also charge fees. Transfers are subject to transaction limitations and funds availability. Some applications may require additional review; see application for details.

Online Savings: Annual Percentage Yield (APY) effective as of 9/24/2008 on tiers $0-$9,999 and $10,000 and above. Interest rate and APY may change. Fees may reduce earnings. Minimum balance to open is $1; minimum balance to earn APY is minimum for applicable tier. Must be opened with and linked to a WaMu Free Checking™ account or linked to other WaMu checking account. If no longer linked to checking for any reason standard rates/APYs apply. APY applies to Online Savings, not linked checking. Some applications may require additional review; see application for details.

To sign up or get more information, visit WAMU’s application page.

Comments (1)

Determining the Bank Rating

Category: Articles- gotalkmoney.com- 7:45 am/ September 23, 2008

We have now implemented a new feature on our website that’s quite simple, yet very informative.  The new bank rating system is based around BankRate.com’s star system.  This star system will give you a good idea on how safe the bank really is.  Keep in mind that all bank’s on our website are FDIC insured. 

Follow this link for information on the star system and what each star means.

Comments (1)

Get up to $500 in Gas with Flagstar

Category: Bank Deals- gotalkmoney.com- 9:15 am/ September 15, 2008

Let’s face it, bank deals have been pretty scarse in these tough times.  RIght now, Flagstar is offering one of the best bank deals in a while, where you can get up to $500 in free gas.  Here’s how you do it:

  • Open up a Flagstar checking account.
  • Sign up for direct deposit and deposit at least $250/month.
  • Register with FreeGasAward.com

*$500 free gas offer available for new checking account customers only (no existing Flagstar checking account). For a limited time, open a primary checking account with an automatic, recurring direct deposit of income of at least $250 per month, excluding interest deposits, and you are eligible to receive up to $500 in free gas. Minimum opening deposit is $50. Direct deposit must be established within first 60 days of account opening to be eligible. All accounts must remain open and active for a minimum of six months. See your Flagstar representative for more details. Offer not good in conjunction with any other coupons or checking account offers. Some restrictions apply. Limited to one offer per household. Offer subject to change or cancellation at any time without notice. Please see our policy page online at www.flagstar.com/gasoffer for additional rules and regulations.

To get more information on the gas redemption process, view the Flagstar’s form.

To view this offer or sign up, view the Flagstar’s bonus page.

Comments (0)

Eloan CD Rates - September 2008

Category: CD Rates- gotalkmoney.com- 7:53 am/ September 9, 2008

I just wanted to point out that Eloan is offering some great CD rates for the month of September.  Here are the rates as of 9/9/2008:

  • 3 month - 3.50% APY
  • 6 month - 4.02% APY
  • 1 year - 4.35% APY
  • 18 month - 4.36% APY
  • 2 year - 4.42% APY
  • 3 year - 4.71% APY
  • 4 year - 4.97% APY
  • 5 year - 5.10% APY

Get more information at Eloan’s main website @ http://savings.eloan.com

Comments (0)

2008 Bank Failures

Category: Bank Profiles- gotalkmoney.com- 8:21 am/ September 6, 2008

2008 has been a big year when it has come down to bank failures.  Below is a list of all the bank failures in 2008 according to the FDIC’s website:

January 25, 2008
Douglass National Bank — www.douglassbk.com/
Kansas City, MO

March 7, 2008
Hume Bank — www.humebank.com/
Hume, MO

May 9, 2008
ANB Financial — https://www.anbfinancial.com/
Bentonville, AR

May 30, 2008
First Integrity Bank — www.firstintlbank.com/
Staples, MN

July 11, 2008
IndyMac — www.indymacbank.com/
Pasadena, CA

July 25, 2008
First Heritage Bank — www.firstheritage.net/
Newport Beach, CA

July 25, 2008
FNB of Nevada — www.fnbaonlinehb.com/
Reno, NV

August 1, 2008
First Priority Bank — www.fpbank.com/
Brandenton, FL

August 22, 2008
Columbian Bank of Topeka — www.columbianbank.com/
Topeka, KS

August 29, 2008
Integrity Bank of Georgia — www.myintegritybank.com/
Alpharetta, GA

source:  http://www.fdic.gov/bank/individual/failed/banklist.html

Comments (0)

Bank Name: Your E-mail: Description (Please include URL):
We HATE spam as much as you, we don't sell your e-mail address!