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If you haven’t signed up for Countrywide Bank’s high 5.65% APY CD, it’s too late to do so now.  Over the weekend, Countrywide Bank dropped it’s 6 month and 1 year CD rate.  Both of these rates still lead the industry.  The rates are as follows –

3 month:  5.35%
6 month:  5.40%
1 year: 5.20%

All of these Certificate of Deposits require a $10,000 minimum.

When looking for a new place to live, you often ask yourself if you should rent or buy.  When it comes down to renting and buying, you’ll want to ask yourself a few questions –

Am I going to be in the area for a long time?

Do I have enough money saved up for a down payment?

Can I afford a mortgage payment?

You shouldn’t pay no more than 30% of your take home pay for the month on your mortgage payment.  If you take home $4,000 a month, your bill shouldn’t be higher than $1,200.  Remember, that this $1,200 won’t be your only bill.  You will want to add about 40% to that for utilities, etc.

 Renting isn’t a bad thing and in fact, it can save you money in the long run for a house!

Be sure to check out our full article on GOtalkmoney.com on Should I rent or buy?

Open up a Chase Bank checking account before Decemember 31, 2007 and you’ll receive $125 from Chase Bank!

The process is very simple.  Follow this URL and the instructions below.

1.  Print out the coupon on the following page and take it to a local chase bank.

2.  Open a FREE chase checking account.

3.  Within 6-8 weeks, you’ll see your $125 bonus pop up!

Not only will Chase Bank give you the $125 bonus, their checking account also has many great features such as free online billpay, free visa check card, free access to over 3,000 branches and so much more.

Check out our Chase Bank Review on GOtalkmoney.com