Open a new online Super Savings Account at Cranbury, NJ-based 1st Constitution Direct and earn a special annual percentage yield (APY) of 1.5%. That rate is subject to change at any time. Details of the savings account offer include:
- 1.5% savings rate good on balances of $10,000 and up
- Balances of $9,999 and below earn 0.5% APY
- No fees or services charges
- Minimum opening deposit of $100
- Savings rates subject to change at any time
- Account balance limit of $250,000 per individual
The bank also has a savings account that earns 1% APY on balances of $3,000 and up. Balances of $2,999 and under earn 0.5% APY. Interest rates on this account are variable and can change at any time.
When you open a savings account online, you have 24-hour banking access and receive monthly statements electronically. The initial deposit for an online savings account must come from a checking account at an institution other than 1st Constitution Direct. You can make deposits, withdrawals, and transfers between the linked savings and checking accounts.
When you make an electronic deposit into the online savings account, the interest begins to accrue on the business day the deposit is made. Electronic transfers normally are available in two to three business days. The savings account does not allow wire transfers or deposits by mail.
- 6 Month CD %
- 1-year CD %
- 2-year CD %
- Money Market Account %
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- 30-year Fixed Mortgage 3.62 %
Bank rates provided by MoneyRates.com based on average rates for deposits under $10K and conforming mortgage rates
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