Umbrella Bank
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UmbrellaBank.com is the Internet banking division of New South Federal Savings Bank. New South Federal is a member of the Collateral Family of Companies, which has been in the financial services industry since 1933.

UmbrellaBank.com offers a wide range of banking products to meet all of your financial needs. Our products are available with online access so you can do your banking when it is convenient for you, 24 hours a day, 7 days a week.

UmbrellaBank.com and New South Federal share the same core values of Integrity, Service, Community and Profitability. For more information view our Annual Profile.



Phone Number:

1.866.UMBRELLA / 9AM - 5PM Mon - Fri


P.O. Box 101448
Birmingham, AL 35210

Minimum Balance:

$1,000 (money market), $1,000 (CDs)


compounded daily

ATM Withdrawl Fees:

Six withdrawls per month at no charge.


Excess Withdrawls:$10
Maintence Fee:$10 if balance if balance falls below $1,000.

Current Money Market Rates:


Current CD Rates:



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