Ultima Bank
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With reference to Our Past, it is easy to picture why, until the early 1990's, the future of this bank was rather grim, what with its population AND deposit base declining each year. This background is provided to underscore what can be accomplished through technology coupled with a "together... we can do it" attitude. In other words, you will find that neither size nor location have anything to do with being innovative, creative or capable of providing the best service available... all at a reasonable price!

More to the point, we see technology as a tremendous opportunity, not only for small, rural community banks but also for communities of our size in general. It also explains our Vision Statement, why our Internet Banking Services are so embedded throughout this presentation, and the motive for our rather lofty Mission Statement. It also is in keeping with our soon-to-be-announced, very exciting Professional Services product offerings.



Phone Number:

1-800-421-2588 / 8:30AM - 4PM Mon - Fri


P.O. Box 299 - Hwy 2 East
Fosston, MN 56542

Minimum Balance:

$2,500 (money market), $1,000 (CDs)


compounded daily

ATM Withdrawl Fees:

Six withdrawls per month at no charge.



Current Money Market Rates:


Current CD Rates:



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