Sterns Bank
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Stearns Financial Services, Inc. is an independently owned bank holding company based in the Midwest. We have more than $1.6 billion in assets, 350 employees, four affiliate banks, a nationwide Equipment Leasing Division, and an Accounts Receivable Finance Division.

We believe it’s the people who make the difference. As employee owners, we each take special pride in consistent and efficient use of resources while focusing on achieving high performance. We get the job done!



Phone Number:

(877) 899-2265 / 9AM - 5PM Mon-Fri


4191 2nd St. S.
St. Cloud, MN 56301

Minimum Balance:

$50 (savings account), varies (CDs)


compounded daily

Current Savings Account Rates:


Current CD Rates:



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