Comments
John Dryden
03 Jan 2008, 15:18
I got an ING Direct Electric Orange account about a couple months ago, when
NetBank went under, and got taken over by ING.
I liked NetBank better. I could mail in a check to deposit in NetBank, and
it would be in my account no more than three days later. When I mail a
check to ING, it takes about three days to show up on my account, then the
money is on hold for another 3 days until the check clears. So, I'm
without money for 6 days. I hate it.
Plus, ING doesn't have checks that you can write. Instead, you have to
type in someone's mailing address, and they'll mail the check to that
person. And, they won't let you do this if your money is on hold from a
check that you tried to deposit, you have to wait until that check clears.
I hate that too.
I need money when I need it, not when they want to give it to me.
I'm currently looking for a bank that doesn't put my money on hold, and
gives me a book of checks that I can write the old-fashioned way.
Ray Kivimaki
18 Jan 2008, 12:41
I've my orange savings account and CDs with this bank for since July 2003.
The ability to do ACH transfers on line is simple and awesome. Until
recently (Jan 2008) their rates have been among the best and I've been very
happy. However, their rates are no longer near the top and I have to wonder
why - are they in trouble or are they too fat and profitable to care? So
now I'm looking into www.oneunited.com
Barbara L.
07 Feb 2008, 10:23
I love my Orange Savings, Checking and CD acct. With the market so volatile
in 2008 there will be interest rate movement and I expect it no matter
where I bank, but I like the versitility I get with ING. As far as the
checking acct not having checks you can write by hand, well I didn't have
that in mind when I signed up with ING. I actually prefer them drafting the
checks so I don't have to mess with it. I still have my credit union and
bank for the old fashion way if necessary and I get a much better interest
rate with ING compared to my credit union and bank. My investment guy had
recommended them to my Mom for a safe place to park her money since she is
way over retirement age and can't afford any risk...so I checked them out
because of her. There are plenty of articles on them if you do a
search...look for yourself.I like being diversified and I am staying put
with ING and recommend them to you.
Carl
09 Feb 2008, 12:47
Excellent Savings account. easy to use and you can see your money growing
day by day. and If you sign up with $250 or more you get a $25 bonus. email
me to send you the link carlmanu@hotmail.com
BettY Kelly
02 Apr 2008, 06:14
I had Netbank, asked that my account be closed, it wasn't. ING has jerked
me around for 4 months, accepted deposits in my name, and has not returned
my money.
They have not been helpful and have continued to be a problem to this day.
I would NEVER use ING Direct
Stuart
26 Apr 2008, 13:50
I HATE ING. They ripped me off big time (about $40 in interest) during one
of their promotions. Although they admitted that several people had
complained about the same thing, they refused to make it right. Also, like
Ray, I hate that they hold funds for 3 days before crediting interest. I
will never do business with them again. I've had much better experiences
with other online banks.
INGdirect OK
30 Apr 2008, 23:28
The service is OK, but the rate is not competitive now.
danielle
16 May 2008, 09:54
i love this bank......the best experience on saving accounts.....wow this
guy are the best.....i have them for 6 months.....super happy
Not competitive
28 Jun 2008, 23:31
I agree with previous comments: ING rates are no longer competitive.
They're about twice as fast at processing transfers into my account than
they are out of my account.
