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Hills Bank and Trust Company
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Hills Bancorporation (the "Company") is a holding company principally engaged, through its subsidiary bank, in the business of banking. The Company was incorporated December 12, 1982, and all operations are conducted within the state of Iowa. The Company became owner of 100% of the outstanding stock of Hills Bank and Trust Company, Hills, Iowa (Hills Bank and Trust or the Bank) as of January 23, 1984, when stockholders of Hills Bank and Trust exchanged their shares for shares of the Company. Effective July 1, 1996, the Company formed a new subsidiary, Hills Bank, which acquired for cash all the outstanding shares of a bank in Lisbon, Iowa. Subsequently an office of Hills Bank was opened in Mount Vernon, Iowa, a community that is contiguous to Lisbon. Effective November 17, 2000, Hills Bank was merged into Hills Bank and Trust Company. On September 20, 1996, another subsidiary, Hills Bank Kalona, acquired cash and other assets and assumed the deposits of the Kalona, Iowa, office of Boatmen's Bank Iowa, N.A. Effective October 26, 2001, Hills Bank Kalona was merged into Hills Bank and Trust Company.

Website:

http://www.hillsbank.com

Phone Number:

(800) 445-5725 / 9AM - 4PM Mon - Fri

Address:

Hills Bank and Trust Company
PO Box 1610
Iowa City, IA 52244-9992

Minimum Balance:

$1 (savings account), $500 (CDs)

Interest:

compounded daily

Current Savings Account Rates:

[ http://www.hillsbank.com]

Current CD Rates:

[ http://www.hillsbank.com]


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