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Life Insurance for Less

Are you looking for an affordable life insurance policy?  If so, it isn’t always cheap.  There are many different things that determine how much you’re going to have to pay.  If you’re looking to make your life insurances costs less each money there are many things you can do to make that happen.  Continue reading below and see how your bills will be lowered and more cost friendly for you.

Doctor Visit - Simply go to your doctor and check to see how your health is.  If you have problems such as high blood pressure or cholesterol, don’t worry!  If they are controlled properly and fixed you will be just fine and pay the standard price most of the time.

Weight Watch - It is always important to keep our body at a healthy weight no matter what the situation is.  As we all know obesity plays a role in many health conditions and it is important to get our weight down.  A weight that is a good match to our height is important and can get you a good rate.

Credit History - Our credit history actually plays a role in the rate that we will get for our insurance.  If you have a past history of filing bankruptcy you will most likely have a higher rate than someone with a perfect credit score.

Medical Exam - It is always a good idea to prepare for that future medical exam.  Taking care of our bodies by exercising regularly and eating well will help with our medical exam scores.  Simple things like low/healthy cholesterol will be very beneficial to you when it comes to a life insurance rate. 

TIP - If you want the best results immediately fast for 24 hours the day before, drink a lot of water, get a lot of rest and avoid salty snacks and alcohol.

Careful Driving - It is important to drive carefully on a regular basis as we all know.  Although, your driving CAN affect your insurance rate.  If your company sees that you have had a lot of accidents, DUIs and unnecessary convictions they have the right to raise your rate.

How you go about with your day can affect your rates tremendously.   If you play it safe, have good health and take care of your body you will be in much better of a situation than someone who has the opposite lifestyle.  If you’re really looking to lower your life insurance rates consider these tips above for some guidance!

Disclaimer:This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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