Savings and Investment Column

• Catching Up On Retirement Savings Before It's Too Late

• How To Choose Between CDs Money Market Accounts and Savings Accounts

• Are You Getting the Best Rates on Your CDs and Money Market Accounts?

Best Bank Deals

• Flagstar Direct

  Flagstar Direct has one of the best certificate of deposit rates for 36 months. The bank is offering a 3-year CD with a 3% annual percentage yield (APY). Flagstar also has a 1-year CD with an APY of 2.01%. The details of the offer include: Minimum opening deposit of $500 Interest is fixed for term of CD Insured by Federal Deposit Insurance Corp. (FDIC) You cannot make additional deposits into the account before maturity. You can withdraw interest anytime after it has been credited to the account. Read More >>

  November 5, 2009

• Webster Bank

  Open a checking account at Webster Bank and receive a cash bonus of up to $100. The bank offer is for residents of New York, Massachusetts, Rhode Island, and Connecticut. Other details of the offer include: Customer must complete one direct deposit, five Visa Check Card Signature purchases, or five online bill payments by Dec. 31, 2009 Customer cannot have had a Webster checking account in the past 60 days Free online banking Bonus to be received by Feb. 19, 2010 Three checking accounts Read More >>

  November 3, 2009

• Nationwide Bank

  Money market rates are averaging 1.22% for deposits under $10,000. However, Nationwide Bank is offering rates of 1.7% on all of its money market accounts as of Oct. 26. Nationwide money market accounts include: Free online banking and online statements Free first order of checks Free ATM card Two free ATM transactions a month at non-Nationwide Bank ATMs; after that they are $1.50 per transaction Free transfers between money m Read More >>

  October 29, 2009

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